Education; providing of training; educational and training services; educational and training consultancy; entertainment; sporting and cultural activities; arranging and conducting of courses, conferences, events, workshops and seminars, all for educational or training purposes; online, remote and distance learning, training and educational services; training and educational services in the field of personal development, professional development, leadership and corporate culture; training and educational services in the field of psychological testing and counselling and behavioural modification analysis; coaching services; educational or training mentoring services; training consultancy; business training consultancy services; management training consultancy services; career counselling and coaching; coaching services in the field of personal development, professional development, leadership and corporate culture; educational research; team building (education or training); arranging and conducting courses, conferences, events, workshops and seminars in the field of psychological testing and counselling and behavioural modification analysis and distribution of training materials in connection therewith; design of educational courses, examinations and qualifications; organisation of competitions; issuing of educational and training qualifications, certificates and awards; arranging, organising and conducting awards relating to education, training, personal development, professional development, leadership and corporate culture; publishing services; publishing by electronic means; providing non-downloadable online books, magazines, journals and other publications; providing non-downloadable electronic educational and training materials; information, advisory and consultancy services in relation to all of the aforesaid services.

Administrative management of surety contracts and credit insurance policies; Administrative management of financial guarantees; Administrative management of claims; Administrative management of bad debt returns; Administrative management of debt recovery; Administrative management of all kinds of specialist services in the management of unpaid debt; Administrative management, for others, of all kinds of ratings or evaluations, and of all kinds of indexes relating to finance and economics; Administrative management of litigation files for clients in the field of credit insurance and sureties, in particular forms for initiating litigation proceedings; Administrative management of files, computerised databases and data banks in the credit insurance and sureties sectors; Telecommunications subscriptions enabling the underwriting of surety contracts, credit insurance policies, financial ratings and financial indexes; Subscription to a telecommunication service allowing insured parties to gain information on credit insurance; Telecommunications subscriptions enabling insured parties to gain information on their debtors, to manage their surety contracts and their credit insurance policies, to make and obtain financial guarantees, in particular online, to monitor the recovery of the sums owed to them, to follow up the progress of their litigation proceedings in the field of credit insurance and sureties; Business information and investigations; Business inquiries, information and consultancy for creditors, insured parties, and clients, in particular in the credit insurance, sureties and financial guarantees sectors; Economic, commercial and accounting inquiries and information for companies in the field of business, in particular in the credit insurance, sureties and financial guarantees sectors; Providing of economic, commercial and accounting information accessible in particular by data transmission, via computer networks, via the Internet, intranets and extranets; Collection and systematic ordering of data in a central file

Software, including software programs and applications for use on mobile and handheld devices; software programs and applications incorporating sound, image and/or data recognition technology and functionalities; the aforegoing excluding electrical apparatus, instruments and equipment in the form of electrical plugs, adaptors and extensions.

Insurance; Surety services; Handling banking formalities; Insurance brokerage; Intermediary relating to banking operations; Banking, financial affairs, monetary affairs, real estate affairs; Factoring, ratings, evaluations, and indexes, relating to finance; Credit insurance, sureties, and factoring, in particular online, enabling clients to guarantee their client portfolios; Underwriting of surety contracts, factoring, ratings, financial indexes and credit insurance policies, in particular online, in particular including the option of obtaining insurance or issuing guarantees, financial indexes, and ratings, for domestic or export transactions; Consultancy, advice and information relating to credit insurance, sureties, factoring, financial ratings, and financial indexes, in particular online; Information, analysis, appraisals, assessments, evaluations, verifications, forecasting, consultancy, advice and auditing relating to insurance, in particular credit insurance, sureties, ratings and factoring; Financial management of surety contracts and credit insurance policies; Financial analysis; Financial information; Financial estimations (insurance, banking, real estate affairs); Financing services; Debt recovery services; Financial management; Guarantees and other investment funds; Credit adjudication; Loan advice; Credit bureaux; Granting and guaranteeing of instalment loans; Money transfers; Insurance information; Financial evaluation of companies and parts of companies; Financial appraisal of companies and parts of companies; Reputation of creditworthiness of companies; Guarantee of payment of debts to be collected; Issuing of guarantees and endorsements; Financial management of credit-insurance contracts and policies; Financial management of payment incidents; Financial management of outstanding debt returns; Financial management of guarantees and treasury advances; Financial management of guarantee delivery order commitments; Financial management of debt recovery; Financial management of litigation proceedings, commercial litigation for credit-insurance holders enabling them to maintain control of their business relationships with their clients; Services relating to financial guarantee applications, in particular online; Indemnification for credit-insurance holders in the event of non-payment of their debts by guaranteed or non-guaranteed clients

Design, development and updating of servers and websites enabling information to be obtained online in the field of credit insurance, surety contracts, factoring, ratings, financial indexes, credit insurance policies, financial guarantees, debt recovery and litigation proceedings relating to credit insurance, sureties, financial guarantees, ratings and factoring; Design, development and updating of servers and websites enabling surety contracts, financial guarantees, ratings, factoring and credit insurance policies to be underwritten online; Design, development and updating of servers and websites enabling the management of credit insurance contracts and policies, financial guarantees, sureties, ratings, financial indexes and factoring contracts, and the management of debt recovery, litigation proceedings relating to credit insurance, sureties, ratings, financial indexes and factoring; Computer programming; Creation and updating of Internet pages.

Legal and litigation services relating to sureties, financial guarantees, ratings, financial indexes, factoring and credit insurance; Legal advice, inquiries and information relating to sureties, financial guarantees, ratings, financial indexes, factoring and credit insurance

Alcoholic beverages (except beers).

Bleaching preparations and other substances for laundry use; cleaning, polishing, scouring and abrasive preparations; soaps; perfumery, essential oils, cosmetics, hair lotions; dentifrices; deodorants for personal use; air perfuming preparations.;

Pharmaceutical and veterinary preparations; sanitary preparations for medical purposes; dietetic substances adapted for medical use; food for babies; plasters, materials for dressings; material for stopping teeth, dental wax; disinfectants; preparations for destroying vermin; fungicides, herbicides; foods and beverages which are adapted for medical purposes; air deodorising preparations; biochemical preparations [medical] containing inorganic salts in homeopathic amounts; biochemical preparations [medical] containing inorganic salts in homeopathic form; homeopathic medicines; homeopathic pharmaceuticals; homeopathic preparations; homeopathic salts; homeopathic salts adapted for the relief of chest conditions; homeopathic salts adapted for the relief of hay fever; homeopathic salts adapted for the relief of sinus disorders.;

Vodka.