Software; material downloadable online or via the Internet, including such material relating to insurance products.;

Advertising; business management and administration services; services relating to the sale of insurance related products, including medical, disability, retirement and life insurances.;

Advertising; business management and administration services; services relating to the sale of insurance related products, including medical, disability, retirement and life insurances.;

Advertising and promotion services; loyalty card services; organisation, operation and management of customer loyalty schemes; organisation, operation and supervision of sales and promotional incentive schemes; retail, wholesale, franchising and merchandising services; retail and wholesale services including telephonic, computerised and electronic retailing and ordering services; offering for sale and the sale of goods and services in the retail and wholesale trade; online retail store services for downloadable ringtones; the bringing together, for the benefit of others, of a variety of goods and services enabling customers to conveniently view and purchase those goods and services, including such services provided on-line from a computer database, the internet or other electronic, wireless or transmission means; arranging and conducting of exhibitions for business purposes; business management; business administration; business research; business strategy and planning services; business consultancy services; collection and dissemination of business, commercial, statistical and/or marketing information; distributorship services; database management services; news clipping services; economic forecasting, marketing, market research, market analysis and survey services; publication of information; provision of trade information; provision of directory services; information and advisory services in relation to the aforementioned services

Financial affairs; monetary affairs; banking services including home, internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the internet or any other electronic network, discount services including discount card services; issue and redemption of tokens, vouchers and points; issuance of tokens of value as a reward for customer loyalty; providing cash and other rebates as part of a customer loyalty program; credit card services; charge card services; pre-paid purchase card services, including processing electronic payments made through prepaid cards; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic and online financial services, including electronic fund transfer services and secure on-line monetary transaction facilities; providing an internet website portal in the field of financial transaction and payment processing; processing financial transactions via a global computer network; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services, including the provision of information from a computer database, the internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance; real estate affairs.

Telecommunication services; mobile, fixed, satellite, cellular, mobile and radio telecommunication services; telecommunications services, including, mobile telephone services, voicemail, facsimile transmission and data transmission; wireless communication services, including, wireless mobile telephone calling, electronic messaging and data transmission service plans; messaging services, including, sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; online messaging services; unified messaging services; computer aided transmission of messages and images; video conferencing services; video telephone services, teleconferencing services, voice over internet protocol (VOIP) services; paging services; computer and online services, including providing on-line facilities for real-time interaction with other users; computer and online services, including providing on-line facilities concerning topics of education and employment; telephone telecommunications services provided via prepaid telephone calling card; providing prepaid minutes for use on mobile phones; providing telephone communication and internet telephony services; telephone and mobile telephone message collection and transmission, radio-paging, call diversion, answer phone and electronic mail services for others; transmission, delivery and reception of sound, data and images; personal numbering services; hire, leasing and rental of telecommunications, telephonic and communications apparatus and instruments; loan of replacement telecommunications and communications apparatus and instruments; provision of internet access services; provision of access to internet websites; telecommunications services for location and tracking of persons and objects; tracking of mobile telephone via satellite signals; provision of information relating to or identifying telecommunications and communications apparatus and instruments; provision of wireless application protocol services, including those utilizing a secure communications channel; provision of information relating to or identifying telecommunications and communications apparatus and instruments; broadcasting services; broadcast or transmission of radio or television programmes; providing telecommunications connections to computer databases, the internet or other electronic networks; providing access to multiple user network systems allowing access to gaming and betting information and services over the internet and other global networks; provision of wireless electronic transmission of credit and debit card transaction data and wireless electronic savings and payment data via a global computer network; providing access to digital audio, video and data websites from a database, the internet, or other electronic network; streaming of audio and video material on the internet; telecommunication and communication database services, including enabling the consumer to download digital content from a network and server to an individual database; providing access to telecommunications infrastructures for other operators; providing and leasing access time to computer databases, websites, computer bulletin boards, computer networks and interactive computer communications networks; advisory, information and consultancy services relating to all the aforementioned.

Insurance and assurance services; health care insurance, life insurance, short term insurance, accident insurance and insurance saving schemes; insurance risk management; financial administration and management of insurance plans and insurance saving schemes; issuing of tokens of value as part of incentive, reward or loyalty programmes and other promotional schemes; brokerage services; loan and credit, and lease-finance services; financial and investment services; financial management services; financial transfers and transactions, and payment services including processing debit transactions for others; loan financing; insurance and financial information, data, advice and consultancy services; monetary affairs; real estate services.

Body cleaning and beauty care preparations; perfumery, fragrances, essential oils, non-medicated cosmetics; colognes; body splashes; extracts of perfumes; scented body sprays; deodorants; toilet waters; aromatic extracts; non-medicated lotions, creams and balms; skin care preparations; toiletries; makeup; compacts containing makeup; makeup pencils; makeup kits; greases for cosmetic purposes; massage gels and oils; nail care preparations; artificial eyelashes; false nails; hair preparations and treatments

Advertising; business management; business administration; office functions, including business appraisals, business investigations, business information, price comparison services, systemisation of information and ancillary services.

Insurance; financial affairs; monetary affairs; real estate affairs, including financial evaluation, insurance consultancy, insurance brokerage, insurance information and ancillary services.