Telecommunications, telephonic and communications apparatus and instruments; data communication apparatus and instruments; apparatus and instruments for the processing, transmission, storage, logging, reception and retrieval of data being in the form of encoded data, text, audio, graphic images or video or a combination of these formats; point of sale apparatus and devices for the processing of payments; wireless handheld units and devices, namely personal digital assistants, wireless phones, mobile phones, cellular phones, smartphones, video phones, handheld, mobile and tablet computers for the synchronization, transmission, recordal, storage and manipulation of data and/or voice; modems; blank and pre-recorded magnetic cards; cards containing microprocessors; telephone cards; telephone credit cards; encoded cards; smart cards; media for storing information, data, images and sound; machine readable media; satellite receiving and transmission apparatus and instruments; computer software including computer software supplied from a computer database, the Internet or other electronic network; computer programmes for managing business meetings and conferences; computer communication software for the synchronization, transmission and sharing of voice, data, calendar and content between one or more electronic handheld units and data stored on or associated with a computer; electronic publications (downloadable) provided on-line from computer databases, the Internet or other electronic networks; machine readable media; digital audio, video and data (downloadable) provided from a computer database or the Internet; apparatus for downloading audio, audio visual and graphic images from a computer database; battery chargers for use with telecommunications apparatus; batteries; adapters for use with telecommunications apparatus; radio telephones, mobile and fixed telephones; films, video, audio and graphic images downloadable from the Internet; television apparatus and instruments; peripheral equipment for televisions and computers; computers including laptop and notebook computers; electronic personal organisers; electronic navigational and positional apparatus and instruments including global positioning systems; satellite navigational and positional apparatus and instruments; desk or car mounted units incorporating a loud speaker which permits hands-free use of a telephone handset; in-car telephone handset cradles; parts and fittings included in class 9 for all the aforementioned goods; computer software; CD ROMs; electronic publications (downloadable) provided online from a computer database, the Internet or other electronic network

Telecommunication, mobile and fixed telecommunication and telephone, satellite telecommunication, cellular telecommunication, radio and cellular telephone, radio facsimile, radio paging and radio communication services; hire, leasing and rental of telecommunications, radio, radio telephone and radio facsimile apparatus; communication of data by radio, telecommunications and by satellite; transmission and receiving by radio; transmission and reception of voice communication services; communication and telecommunication services via a global computer network or the Internet; telephone and mobile telephone message collection and transmission, delivery and reception of sound data and images; answer phone and electronic mail services for others; automatic telephone answering services; personal numbering services; loan of replacement telecommunications apparatus in the case of breakdown, loss or theft; provision of Internet services, in particular Internet access services; telecommunication of information (including web pages), computer programmes and any other data; electronic mail services; provision of customised display screens on telecommunications apparatus; provision of wireless application protocol services including those utilising a secure communications channel; telecommunication and communication services for the location and tracking of persons and objects; provision of telephone directory services; telecommunications routing and junction services; data interchange services; data streaming services; data transmission services; transfer of data, messages, comments, multimedia content, videos, photos, audio, animation, pictures, images, text, information, and other content by telecommunications; transmission of digital audio, video and multimedia content by telecommunications; electronic transmission of audio and video files via computer and other electronic communications networks; transmission of news and current affairs information; delivery of digital music by telecommunications; broadcasting services; wireless broadcasting; satellite transmission; data broadcasting services; broadcast or transmission of radio or television programmes; broadcast or transmission of messages, comments, multimedia content, videos, photos, audio, animation, pictures, images, text, information, and other content; broadcasting services relating to Internet protocol TV; provision of access to Internet protocol TV; providing on-line chat rooms, forums, journals, blogs and listservs for social networking, namely, the transmission of messages, comments, information, and multimedia content among users; telecommunication services, namely, enabling users to transmit messages, comments, multimedia content, videos, photos, audio, animation, pictures, images, text, information, and other content via a global computer network and other computer and communications networks; providing online community chat rooms, forums, journals, blogs and listservs for users to post, search, share, watch, comment on and critique, messages, comments, multimedia content, videos, short films, photos, audio content, animation, pictures, images, text, information, and other content; broadcasting services via a global computer network and other computer and communications networks, namely, uploading, downloading, posting, showing, displaying, tagging, sharing and electronically transmitting messages, comments, multimedia content, videos, short films, photos, audio content, animation, pictures, images, text, information, and other content; providing a video sharing portal; providing access to social networking websites; video text, telexes and viewdata services; messaging services, namely, sending, receiving, forwarding, uploading, downloading, posting, re-posting, displaying, tagging and sharing messages in the form of text, audio, graphic images, video, multimedia content, short films, photos, animation, information, and other content; unified messaging services; voicemail services; providing data network services; video conferencing services; video telephone services; providing telecommunications connections to the Internet or databases; computer aided transmission of messages, data and images; computer communication services; provision and operation of electronic conferencing; providing and leasing access time to computer databases, computer bulletin boards, computer networks, interactive computer communications networks, electronic publications in various fields, merchandising and service catalogues and information and computerised research and reference materials; provision of information relating to the aforementioned services; providing access to computer networks, financial networks, financial accounts, platforms, including mobile platforms, or the internet for purposes of facilitating commercial, banking or financial transactions and electronic payments

Insurance; financial affairs; monetary affairs; real estate affairs; charitable fundraising services; advisory and consultancy services in relation to the aforegoing.

Environmental conservation services; all other services included in this class concerned with or relating to the study and preservation, conservation and protection of wild animals, marine and plant life, their ecosystems and habitats, and objects of geological, archaeological, historical, ethnological, oceanographic, educational and other scientific interest; all other services included in this class concerned with or relating to ecology, zoology, botany, conservation, environmental studies, flora and fauna, natural and cultural history, outdoor activities and leisure pursuits.

Beers; non-alcoholic beverages; mineral and aerated waters; fruit beverages and fruit juices; syrups and other non-alcoholic preparations for making beverages

Alcoholic beverages, except beers; alcoholic preparations for making beverages

Computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance. downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance.

Management of commercial and business enterprises; business and management consulting services; business risk management; consulting services in the field of business risk management; business information services in the nature of providing business information on goods and services of others in the fields of insurance, reinsurance and risk management, to maximize the benefit of such goods and services to consumers; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, contingency planning, strategic planning, operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations.

Consulting services in the fields of insurance, financial risk management, financial services, investments, employee compensation and benefits, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and health care, dental, and prescription plans; administration of employee compensation and benefit plans, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; employee benefit consulting services; financial, direct risk and insurance risk management services; financial research and information services; actuarial consulting and services; insurance brokerage services; insurance claims management services; insurance consultation; insurance services in the nature of loss control management for others; insurance underwriting; reinsurance underwriting; providing insurance information and insurance consultancy; reinsurance brokerage services; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services to assist with legal, regulatory and rating agency requirements; risk management.

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance.