Financial services, including, banking services, debit card services, electronic funds transfer services and currency exchange services; electronic payments services, including, processing and transmission of bill payment data; cash management services, including, cash disbursement services, automated teller machine services, point of sale electronic funds transfer services, and debit card transaction authorization and settlement services, including, settlement of customer funds between financial institutions participating in an automated teller machine network; insurance; monetary affairs; real estate affairs; consulting services related to all the aforesaid services.

Printing inks, security inks, copying inks, printing pastes, colours for all kinds of graphic printing techniques; varnishes and lacquers for printing; preparations for security markings or for visible and invisible markings as well as for coatings and compositions, all made from or based on the foregoing materials

Industrial research, computer programming and other.

Financial services.

Application service provider (ASP) featuring software in the fields of web-based conferencing, audio conferencing, electronic messaging, document collaboration, video conferencing, and voice and call processing; application service provider (ASP) featuring software for uploading, recording, posting, viewing, displaying, editing, organizing, transmitting, sharing and video, images, audio, data, presentations, documents, voice and multimedia content; providing temporary use of online non-downloadable software to enable uploading, posting, showing, displaying, editing, and transmitting images, video and audiovisual works; Software as a Service (SaaS) services featuring software for facilitating the interoperability of multiple software applications; Software as a Service (SaaS) services featuring software for enabling users to identify availability of other users and integrate electronic address books and calendars; Software as a Service (SaaS) services featuring software for facilitating multimedia teleconferencing and videoconference services, instant messaging, electronic mail, and voice over internet protocol (VOIP) communication services; Software as a Service (SaaS) services featuring software for transmitting information, video, voice, audio, and content over a global computer information network; Software as a Service (SaaS) services featuring software for enabling users to communicate, collaborate, and share computer screens, desktops, data, electronic documents, video and applications via the Internet; Software as a Service (SaaS) services featuring software for viewing, managing, editing and storing documents via computer networks; Software as a Service (SaaS) services featuring software for scheduling and managing calendars, contacts, online meetings, telephone conferencing, and video conferencing; computer services, namely, creating an on-line community for users to participate in discussions, get feedback from their peers, form virtual communities, engage in social networking, and exchange documents; providing technical consultation in connection with computer hardware, computer software, computer networking equipment, telephony systems, telecommunications equipment, IP telephony, telecommunication systems, computer network design, storage design, security of networks, and voice and wireless communications; providing online forums in the technology, telecommunications, and communications fields; technical support services for computer networks and video conferencing solutions and computer network and video conferencing solution management services, namely, troubleshooting in the nature of diagnosing problems with video conferencing systems and computer networking software, and monitoring of computer network systems for technical support purposes; excluding microprocessors, central processing units, circuit boards, and integrated circuits.

Computer software for enabling users to communicate, collaborate, and share computer screens, desktops, data, electronic documents, video and applications via the Internet; software to enable uploading, posting, displaying, tagging, editing, organizing, and transmitting images and audiovisual works; software for audio and video conferencing, video and voice communications, instant messaging, Voice over Internet Protocol (VoIP) communication services, application sharing, computer desktop sharing, presence management, document management, application integration; computer software for scheduling and managing calendars, contacts, online meetings; computer telephony software; call processing software for the transmission of audio, data, video, and voice traffic; computer software and hardware for sending, storing, managing, integrating and accessing text and voice messages via telephone, electronic mail, pagers, personal digital assistants, and internal and global computer networks; computer hardware and software for interconnecting, integrating, securing, managing, monitoring, and operating telephony and video conferencing systems; video and audio conferencing systems comprising endpoint devices, power and Ethernet ports, IP phones, cameras, displays, lighting, speakers, microphones, and projectors; video and audio conferencing systems comprising endpoint devices, power and Ethernet ports, IP phones, cameras, displays, lighting, speakers, microphones, and projectors, chairs and conference table, all sold as a unit; headsets; IP phones; video cameras; video monitors; excluding microprocessors, central processing units, circuit boards, and integrated circuits.

Providing secure real-time electronic communications services over a computer network that enable users to search and locate information and people, communicate, collaborate, and share computer screens, desktops, data, electronic documents, video and applications via the Internet; web-based real-time multimedia communication services via a website on the Internet for viewing, managing, editing and storing documents; providing real-time multimedia communication services via a website on the Internet for scheduling and managing calendars, contacts, online meetings, telephone conferencing, and video conferencing; instant messaging services; electronic transmission of data and multimedia documents via computer terminals; video conferencing services; web conferencing services; telephone conferencing services; providing online forums for transmission of messages and data among computer users; downloadable computer software which allows users to participate in web-based meetings and classes, with access to data, documents, images and software applications through a web browser; electronic voice messaging, namely, the recording and subsequent transmission of voice messages; Internet telephony services; telecommunication services, namely, providing telecommunication connections to a global computer network and related telecommunication gateway services; on line services, namely, providing information via local and global computer networks in the field of telecommunications and telephony; software that facilitates video and voice communications between parties; audio conferencing services; electronic mail and Voice over Internet Protocol (VOIP) communication services; broadcasting programs via computer networks; transmission of voice, audio, visual images and data by telecommunications networks, wireless communication networks, the Internet, information services networks and data networks; providing access and connections to the Internet, computer networks, computer databases and applications; streaming of audio, data, video, and images on the Internet; electronic transmission of messages; excluding microprocessors, central processing units, circuit boards, and integrated circuits.

Apparatus for the processing of payments; financial software applications

Insurance; financial affairs; monetary affairs; real estate affairs; provision of financial advisory services; financial and banking services; processing financial transactions including services related to the deployment and operation of ATMs but only to the extent that they are Absa owned and operated ATMs

Services related to reward and or loyalty programmes