Computer software for use on computers and mobile devices for group messaging; Computer software for use on computers and mobile devices for instant messaging, group communication, audio conferencing, video conferencing, file sharing, image sharing, screen sharing, desktop sharing, application sharing, content sharing, VOIP, and sensing and providing user presence information; Computer software for use on computers and mobile devices for processing images, graphics, audio, video and text.

Communication services, namely, transmitting and receiving voice, data, messages, audio, video, images, text and graphics between two or multiple users via computer and telecommunications networks; Instant messaging services; Mobile phone communication services; Audio and video teleconferencing services; Web messaging; Providing access to computer, electronic and online databases.

Online non-downloadable software for group messaging; Software as a service (SAAS) services featuring software for group messaging; Online non-downloadable software for use on computers and mobile devices for instant messaging, group communication, audio conferencing, video conferencing, file sharing, image sharing, screen sharing, desktop sharing, application sharing, content sharing, VOIP, and sensing and providing user presence information; Online non-downloadable software and applications for processing images, graphics, audio, video and text; Providing temporary use of a non-downloadable web application for use with instant messaging software, group communication software, file sharing software, communications software for electronically exchanging data, audio, video images and graphics via computer, mobile, wireless, telecommunications networks.

Electronic publishing services, namely, publication of text and graphic works of others on-line featuring tax accounting and legal information

Providing temporary use of non-downloadable computer software for ecommerce merchants to track and manage their businesses, transactions, customers, and metrics in the fields of business and finance; providing temporary use of non-downloadable computer software for allowing users to perform electronic business transactions via a global computer network; electronic data storage; electronic storage of files and documents; providing temporary use of on-line non-downloadable cloud computing software for identifying, classifying, evaluating, and reviewing individual payments that are potentially fraudulent, allowing users to create and modify rules on the automatic processing of individual payments and aggregated payments by payor, queuing and prioritizing individual payments for manual review, and compiling metrics on aggregate payment transactions in the fields of financial transactions and fraud detection; providing temporary use of on-line non-downloadable software development tools for identifying, classifying, evaluating, and reviewing individual payments that are potentially fraudulent, allowing users to create and modify rules on the automatic processing of individual payments and aggregated payments by payor, queuing and prioritizing individual payments for manual review, and compiling metrics on aggregate payment transactions in the fields of financial transactions and fraud detection; design and development of computer software for the enablement of accepting purchases from within mobile apps and software that perform other non-purchasing functions; application service provider featuring application programming interface (API) software for enabling a mobile app to accept purchases and payments directly; application service provider featuring application programming interface (API) software for integrating ecommerce, business, transactional, financial, and analytics information and functionality into other software and platforms

Preparing and filing incorporation papers; providing user authentication services in e-commerce transactions; providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; fraud detection services in the fields of credit cards, electronic funds transfer, and financial transactions; providing an on-line computer database in the field of fraud detection

Downloadable computer software for ecommerce merchants to track and manage their businesses, transactions, customers, and metrics in the fields of business and finance; computer e-commerce software to allow users to perform electronic business transactions via a global computer network; electronic software updates, namely, downloadable computer software and associated data files for updating computer software in the fields of business and finance, provided via computer and communication networks; downloadable middleware for software application integration; software libraries, namely, downloadable electronic data files for use in software design

Business consulting and information services; new business venture development and formation consulting services; business development services, namely, providing start-up support for businesses of others; referrals in the field of business; referrals in the field of accounting; bookkeeping for electronic funds transfer; collection and analysis of quality metric data for ecommerce merchants for business purposes; administration, billing and reconciliation of accounts on behalf of others; providing business information, namely, statistical information provided on-line from a computer database or the Internet; providing statistical information for business or commercial purposes; financial record-keeping for risk management in relation to payment transactions; billing; invoicing; tax and taxation planning, advice, information and consultancy services; consulting and information concerning accounting; attorney referrals; promoting the services of banks of others through the distribution of printed and audio-visual promotional materials, and through rendering sales promotion advice; business networking; business planning; organization of business conventions; regulatory submission management, namely, assisting others in preparing and filing applications for small business grants with governmental regulatory bodies; providing insurance agent referrals; facilitating group purchase of banking services; administering discount group purchasing programs, namely, negotiating contracts with providers of banking, insurance, business, and legal services to obtain group discounts on the purchase of the services of others; business services, namely, matching potential private investors with entrepreneurs needing funding

Financial services, namely, online credit card payment and transaction processing and transmission of bills and payments thereof; financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks, in International Class 36