Leather and imitations of leather, and goods made of these materials and not included in other classes; animal skins, hides; trunks and travelling bags; umbrellas, parasols and walking sticks; whips, harness and saddlery.

Advertising; business management; business administration; office functions.

Telecommunications.

Advertising services, business management and administration, business information and research, relationship marketing; services relating to the arrangement, presentation, promotion, organization and holding of trade fairs, shows, markets, expositions, exhibitions and displays for commercial or advertising purposes; office functions, information agencies, evaluation services, forecasting services, business appraisals, marketing research and studies, opinion polling, consultancy and advisory services; public relations; loyalty scheme services; information, consultancy and advisory services in connection with the aforesaid.

Insurance; including life insurance, property and casualty insurance; life insurance consultancy and information, life insurance brokerage, insurance risk management; real estate services, financial services; banking, fund investments, pension fund management, asset management, mutual fund management, capital investments, unit trusts, foreign exchange, issuance of cheques, credit and loans (financing), savings banks, securities brokerage, financial management, securities deposits, safe deposit services, financial evaluation, fiscal assessments; credit rating services; credit solutions; commodities brokerage; monetary affairs; real estate business; medical insurance schemes, health insurance and savings schemes relating to health; loyalty programmes.

Magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; data processing equipment; blank digital or analogue recording and storage media; computers and computer peripheral devices; downloadable computer software applications; mobile applications; downloadable smartphone software applications; downloadable software for use in the financial and banking industry; downloadable e-commerce computer software to allow users to perform electronic business transactions via global computer and communication networks; software for sending electronic message alerts and reminders via the internet; downloadable chatbot software; artificial intelligence and machine learning software; data feeders for use with artificial intelligence security devices for computer software; computer software for authorising access to databases and stored information; software and apparatus for guarding data communication systems against unauthorised access; computer software to facilitate online payments; electronic payments software; computer software and hardware for processing electronic payments and managing expenses; computer software and hardware for transferring money and financial funds; software for authenticating online payments; virtual reality software for telecommunication, software generating virtual images, virtual cards, virtual payments software, virtual card software; telecommunication equipment; automated teller machines; card and bar code scanners; magnetic and magnetically encoded cards; programmable cards; smart cards; cards bearing coded data in magnetic form; cards bearing data for use in computers; cards bearing coded data in punched-out form; cards bearing data for use in data processing apparatus; cards bearing data for use in data storage apparatus; cards bearing electronically recorded data; cards bearing integrated circuits; cards bearing micro-chips and computer cards containing chips; encoded prepaid payment cards; bank cards, credit cards, debit cards and electronic payment cards; data capture apparatus; secure terminals for electronic transactions; cards encoded with security features for identification purposes; electronic publications

Advertising; business management; business administration; office functions; business advice and information; business planning; business appraisals; business management assistance; business support; accounting; economic forecasting and analysis for business purposes; profit and cash flow forecasting, analysis and planning, all being economic forecasting services; personnel management and employment consultancy; customer services, namely responding to customer inquiries in the field of banking via telephone or other electronic means; book-keeping and accounting services; tax assessment preparation; preparation and completion of income tax returns; provision of information relating to tax (accountancy); tax consultancy and planning services (accountancy); business consultancy and advisory services; provision of information relating to accounts; provision of statements of account selling products and services; financial auditing; managing loyalty customer and incentive schemes; arranging and conducting incentive rewards programs to promote the sale of goods and services; user incentive schemes relating to the use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards; computer database management, data processing, data verification and file management; computerised business information storage and retrieval; credit card registration services; business administration services for the processing of sales and transactions made on a global computer network or the Internet; provision of an online marketplace for buyers and sellers of goods and services; the bringing together, for the benefit of others, of a variety of goods and services, enabling customers to conveniently view and purchase those goods and services , including such services provided online from a computer database, the Internet or other electronic networks; online advertising on a computer network; online retail services, including online retail services for downloadable material and pre-recorded music and movies; customer care services; advisory, consultancy, information and helpline services relating to all of the aforesaid services

Insurance, financial affairs; monetary affairs; investment services; banking services; financial and banking services provided via telephone, video call, electronic mail messaging, SMS, online chat systems including, web chat and social media, the Internet or other global communication network; real estate affairs

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; online software applications; quality control and authentication services; encryption services; identification, authorisation, authentication and verification of data; electronic signature verification and authorisation services; digital signature verification and authorisation services; data security services; computerised and electronic data storage services; hosting of websites; data encryption services for providing security and anonymity for electronically transmitted credit card transactions; user authentication services using technology for e-commerce transactions.

Coffee, tea, cocoa, sugar, rice, tapioca, sago, artificial coffee; flour and preparations made from cereals, bread, pastry and confectionery, ices; honey, treacle; yeast, baking-powder, salt, mustard; vinegar, sauces (condiments); spices; ice