Telecommunications; providing access to wireless telecommunications and data transfer services; supply and recharging of airtime, data, and data bundles for telecommunication and communication services; prepaid communication services; transmission of data by computer and mobile/cellular telephones; fixed line telecommunication and internet environment including wireless application protocol (wap), short message services (sms), unstructured service data (ussd) and/or wireless internet gateway (wig) and voice-recognition services; transmission of data by computer and mobile/cellular telephones.

Advertising; business management; business administration; office functions

Telecommunications

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software

Computer hardware and software; application software for computers, tablets, mobile phones and other mobile electronic devices; data processing equipment and software; telecommunication apparatus and software; software and software platforms, applications and products used in relation to business management, facilities and site management, project management, procedures management, supply-chain management, human resources management and labour productivity, client management, claims management, procurement, inventory control and tracking, quality control and inspection, variety evaluation, pest monitoring, plant production, storage, transport and logistics management, warning systems and safety management, data, information and database management, accounting and financial processes and recording, transaction recording and processing, training, identification and verification, document creation and report generation and systems facilitating dataflow and electronic, digital or satellite communications; electrical and electronic, scientific, surveying, photographic, biometric, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments, and related software; detecting, tracking and monitoring apparatus and instruments, indicators and controllers, and related software; apparatus for scanning, tagging, labelling, recording, storing, receiving, broadcasting, transmission or reproduction of sound, images or data including electronic, digital, satellite and analogue data, and related software; information and data in electronic format; magnetic data carriers, recording discs, microprocessors; compact discs, DVDs and other digital recording media; electronic publications.

Check verification, credit recovery and collection services; check authorization services; check acceptance services; check guarantee services; electronic check conversion services; payment processing and automatic payment deduction services; electronic payment transaction processing and authorization services; payment transaction processing via form factor devices employing contactless or magnetic stripe technologies; electronic processing and wireless electronic processing of check, credit, debit and stored value card payment transactions; electronic bill payment services, namely, electronic processing and transmission of bill payment data; bill payment services allowing consumers to pay for goods and services by credit, debit or stored value card or check at the point of sale, over a global computer network; automatic teller machine (ATM) and debit card processing services; financial services, namely, account management, collection, remittance and retention services; financial transaction capture, settlement, reconciliation and reporting; chargeback handling and payment authentication services; banking services, namely, bill pay, account management, account summary and account transfer over a global computer network; online banking services, namely, design, implementation and management of online banking systems for financial institutions; account services, namely, providing information from databases and live operators for financial institutions and merchants by means of telephone and over a global computer network; credit and risk management, analysis, and assessment services; providing interactive databases in the field of credit card management and authorization; providing an online inventory management system; providing an on-line, interactive computer database containing information regarding credit and debit card holders, credit and debit card accounts, and credit and debit card transactions; providing an online computer database which enables merchants to access and download check, credit card, debit card, stored value card and electronic benefits transfer card transaction information and payment related data; providing interactive computer databases which analyses data and produces a decision code for check-related transactions and check authorizations; providing online interactive computer databases and online-provider services enabling online authentication and online payment; providing interactive databases containing financial transaction data and customer data; financial forecasting services; financial research services; financial services, namely currency conversion services that allow the customer to pay for goods in the currency of their choice and allow the merchant to receive payment in the currency of their choice; risk management services, namely prevention, detection and recovery of financial losses; customized decision management tools for the financial services processing industry used to respond to consumer financial activities; issuing credit, debit, and stored value cards; customized financial statement and card design services; commercial card portfolio management services; tax payment processing services; providing a computerized tax deposit system for financial institutions; healthcare card processing solutions, namely, an account administration and benefits tracking system that enables multiple fund balances for medical benefits accounts, namely, health savings accounts, flexible spending accounts and health reimbursement accounts to be accessed via a single card that can also serve a medical identification card; and financial services for the healthcare industry, namely, validation of charges for insurance claims.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment, computers; computer software; fire-extinguishing apparatus.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; compact discs, DVDs and other digital recording media; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment, computers; computer software; fire-extinguishing apparatus

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software

Medical services; veterinary services; hygienic and beauty care for human beings or animals; agriculture, horticulture and forestry services