Real estate affairs; real estate brokerage services; franchising services, namely, providing financial information and advice regarding the establishment and/or operation of real estate brokerage business; property management services; real estate agency services; real estate appraisal and valuation; providing information in the field of real estate via the Internet; real estate investment services; providing real estate listings and real estate information via the Internet; real estate consultancy services.

Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; scientific apparatus and instruments; magnetic data carriers, recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs) and alarms.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic payment system services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.

Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; the provision of information and advisory services relation to all the aforesaid.

Financial services; insurance services; financial management, consultancy and advisory services; monetary affairs; services relating to the authorization, processing and management of payments, remittances, money transfers and financial transactions; automated payments; payments processing; electronic commerce payment services for the purchasing of goods and services on the internet; payment gateway services and facilities; debit card, credit card and virtual card services; electronic wallet services; electronic payment and fund transfer services; money transfer services by electronic means, via the internet or via the cloud; providing electronic processing of debit and credit card transactions and electronic payments via electronic devices, terminals, a global computer network or the cloud; electronic banking services; mobile banking; electronic processing of bill payment data; online bill payment services; cashless payment services; contactless payment services; providing facilities for secure commercial transactions and payment options using a mobile device at a point-of-sale; banking services; credit card services; debit card services; accounting services; payments administration; payments collection; issuing of credit and debit cards; issuing of gift cards and travel cards; issuing of pre-paid vouchers; services relating to the issuing and redeeming of vouchers, tokens and coupons of value in relation to customer loyalty schemes and programs; providing access to electronic pre-paid services, facilities and terminals; arranging and provision of credit facilities and the opening of accounts; account debiting services; issuing of statements of account; internet, telephone and mobile banking and account payment services; providing facilities for the uploading of pre-paid vouchers to the credit of banking and electronic wallet accounts; clearing services for payment transactions; information, advisory and consultancy services in connection with the aforegoing.

Telecommunications; data and electronic message transmission; electronic mail; internet, telephone and telecommunication service providers; electronic communications and the transmission of data, messages, images, multimedia content, information and electronic media via computers, mobile telephones, smartphones, point-of-sale apparatus and handheld electronic devices, computer networks, the internet and cloud based systems; providing access to electronic commerce platforms on the internet and other electronic media; providing electronic transmission of debit card, credit card and virtual card transaction data and electronic payment data via electronic devices, terminals, a global computer network or via the cloud; transmission, processing and management of electronic financial transactions via telecommunications devices; consultancy, information and advisory services in connection with the foregoing.

Computers; computer hardware and peripheral devices and accessories; electrical and electronic apparatus; smart cards; SIM cards; microchips; computer software; downloadable computer software applications; telecommunication software; telecommunication apparatus; terminals, devices, hardware, software and applications for ecommerce and for authorizing, facilitating and processing electronic payments, card payments, mobile payments, cardless payments, contactless payments, cloud based and other financial transactions; payments and card issuing software; security apparatus and software; banking software; data and business management software; financial management software; software enabling bookkeeping, e-commerce and electronic payments or funds transfer; computer software to allow others to perform electronic business and financial transactions via electronic devices, terminals, a global computer network or the cloud; billing software; accounting software; electronic readers; photographic apparatus; biometric readers and identification apparatus; electronic devices and software for identification, authentication, verification and detection; electronic scanners; biometric and fingerprint recognition scanners; electronic point-of-sale apparatus, terminals and operating software; data processing equipment; mechanisms for coin operated apparatus; cash registers; calculating devices; apparatus and media for recording, storing, receiving, broadcasting, transmission or reproduction of sound, images, multimedia or data including digital or analogue data; digital and magnetic data carriers, recording discs; instruments and software for displaying, receiving, storing and searching electronic information; downloadable electronic publications, including books, newspapers, magazines, journals, periodicals, reviews, leaflets, pamphlets, calendars, podcasts and webcasts; computer accessories; covers for computer hardware and accessories.

E-commerce; retail, wholesale and distribution services, import and export services; business administration and management; data collection, processing and storage; compilation of directories and databases, including online, web- and cloud based directories; database management; business services; business advisory, information, assistance and consultancy services; services rendered with a view to improving the management, administration, efficiency, automation and profitability of business enterprises; business project management; providing online facilities for the ordering and purchasing of goods; providing online or home shopping services and facilities by means of mobile telephones, smartphones and portable electronic devices or terminals; computerized point-of-sale data collection services for retailers and merchants; telephonic, computerized and electronic retailing and ordering services and facilities; accounting services; preparation of accounts and statements of account; billing services; providing information and advising consumers and merchants on the selection and use of electronic apparatus, electronic point-of-sale apparatus, handheld electronic devices, computer equipment, mobile telephones, telecommunication apparatus, modems and routers; marketing and selling telecommunication contracts and airtime, SIM cards, internet connection and SMS bundles; services relating to loyalty, incentive and bonus programs; administrating loyalty, incentive and bonus programs for rewarding customers or staff through the issuance, processing and administration of loyalty points, rebates, coupons and gift vouchers; advertising, marketing, publicity and promotional services; online, digital and mobile advertising; the provision of online advertising space and the production of advertisements; market and business research and information services, polling, analysis, tracking and reporting on advertising response, purchases and payments; information, consulting and advisory relating to the aforementioned.

Scientific and technological services and research and design relating thereto; computer and information technology services; industrial analysis and research services; design and development, installation, updating and maintenance of computer hardware and computer software programs and applications; computer programming; application service provider services including hosting, managing, developing, analysing and maintaining applications, software, computer systems and websites; licensing and rental of computer hardware and software; software as a service (SaaS); designing, creating, maintaining and hosting online retail and electronic commerce websites, data, platforms and software; programming of software for electronic commerce platforms; cloud computing; cloud hosting provider services; providing cloud computing services, solutions and environments; updating and maintaining cloud-based computer software; technical support services; consultancy services in the field of computer hardware, software, electronic payments and commerce and computer networking; interactive computer electronic bulletin board services for dispensing and receiving information; data and systems security services; consultancy services rendered in respect of computers, computer systems, internet and cloud security including payments security; information, advisory and consulting services relating to the aforementioned.