Apparatus for processing card transactions and data relating thereof and for payment processing; apparatus for verifying data on magnetically encoded cards; encoded cards; cartridges, discs, tapes, cards and other recording materials, all for collecting, processing and/or storing data and for bearing computer programs and data; magnetic data carriers, recording discs; video recordings; cash registers, calculating machines, apparatus for input, output, storage and/or processing of data; data processing equipment, computers; computer software and programs; computer hardware; computer memories; computing apparatus and print-out apparatus; printers; magnetic cards; magnetically encoded and smart (programmable) cards; telecommunications apparatus, telephones; communications apparatus and installations; pagers; telephone answering machines;

Paper, cardboard and goods made from these materials, not included in other classes; non-encoded cards; printed matter, books, booklets, catalogues, magazines; SHULRGLFDOSXEOLFDWLRQVPDQXDOVWUDYHOOHUV�cheques, money orders, money drafts; cheques; cheque books; cardboard and plastic cards; materials for recordal of computer programs and data; book binding materials; stationery; writing instruments; files and folders; document wallets; typewriters and office requisites (except furniture); instructional and teaching material (except apparatus); plastic materials for packaging (not included in other classes);

Internet banking; banking services provided for paying bills by telephone; financial, banking, credit and insurance services; commodity trading; insurance and life assurance services; insurance broking services; actuarial services; financial affairs; monetary affairs; real estate affairs; valuations and financial appraisals of property; property acquisition and managements services; rental, letting and lease of properties; rental of office space; leasing services; administration of financial affairs; trustee services; charitable fund raising services; administration of mutual funds; mutual funds services; cash management services; factoring services; invoice discounting services; cash dispensing services; loan services; mortgage services; mortgage broking services; provision of security for loans; bail bonding services; credit services; lease purchase financing, hire purchase financing; credit card, charge card, cash card, cheque guarantee card, payment card and debit card services; registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial cards and purchase cards; card and cash replacement services; user incentive schemes relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards; rental, hire and leasing of equipment for processing financial cards and data relating thereto; processing of data relating to card transactions and other payment transaction; provision of finance, money exchange and money transmission services; currency services, bureau de change services; foreign exchange services; merchant banking and investment banking services; investment and savings services; investment management services; brokerage of bonds, securities, commodities and futures; market making services; securities valuation services; share underwriting services; securities lending services; dividend collection services; payment collection services; underwriting services; unit trust services; investment trust services; securities services; personal equity plan services; tax services; financial planning and investment advisory services; investment and financial management services; financial research services; pension fund services; provision of financial information; electronic stock transfer services; safe-keeping, administration and valuation of investments; collateral agency services; securities custody services; safe custody services; consultancy, information and advisory services relating to all the foregoing;

Clothing, footwear, headgear

Insurance; financial affairs; monetary affairs; real estate affairs.

Personal and social services rendered by others to meet the needs of individuals; security services for the protection of property and individuals.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; electric and electronic apparatus and hardware , equipment for the storage and transmission of data and information for use in relation to banking, financial, insurance and general commercial transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; software, systems, devices and platforms used to enable and facilitate electronic banking, financial, insurance or other commercial transactions, including those via the Internet or a computer network, or by telephone or cellular telephone; including data processing equipment and software for use in relation to banking and financial services including data processing equipment and software; downloadable electronic publications; apparatus and equipment for the electronic transfer of and/or financial data; telecommunication equipment; automated teller machines; money dispensing machines, electronic fund transfer, payment or point of sale apparatus, machines and terminals; card and bar code scanners; magnetic and magnetically encoded cards; programmable cards; smart cards; cards bearing coded data in magnetic form; cards bearing data for use in computers; cards bearing coded data in punched-out form; cards bearing data for use in data processing apparatus; cards bearing data for use in data storage apparatus; cards bearing electronically recorded data; cards bearing integrated circuits; cards bearing magnetic or encoded data for input; cards bearing micro-chips and computer cards containing chips; credit, charge, debit and/or cash cards; prepayment cards [encoded]; loyalty or gift cards [encoded], readers, scanners, parts and fittings for the aforementioned goods

Advertising; business management; business administration; office functions; facilitation of commercial and business transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; business strategy services; business appraisal and analysis services; database management services; provision of business and commercial advice and information provided by telephone or provided on-line from a computer database, computer network, global computer network or the Internet; business planning; business strategy services, business appraisals; business management assistance; business support; accounting; economic forecasting and analysis for business purposes; profit and cash flow forecasting, analysis and planning, all being economic forecasting services; personnel management and employment consultancy; database management services, data processing, data verification and file management; computerised business information storage and retrieval; credit card registration services; procurement of goods and services on behalf of businesses; purchasing of goods and services for other businesses; business administration services for the processing of sales and transactions made on a global computer network or the Internet; the bringing together, for the benefit of others, of a variety of goods including but not limited to, business equipment, enabling customers to conveniently view and purchase those goods from a computer network website or an Internet website; offering for sale and the sale of goods in the retail and wholesale trade; customer loyalty reward schemes, customer care services; advisory, consultancy, information and helpline services relating to all of the aforesaid services; services ancillary or related to the aforementioned all in class 35

Insurance products and services; financial affairs; monetary affairs; banking services; payment facilitation services, facilitation and rendering of banking and financial transactions, including those rendered online via the Internet or computer network, or by telephone or cellular telephone; real estate affairs; services ancillary and related to all of the aforegoing, all in class 36

Telecommunications and communications services; providing user access to computer networks or the Internet for purposes of facilitating commercial, banking or financial transactions and electronic payments; providing telecommunications connections to the Internet or data bases for purposes of facilitating commercial, banking or financial transactions and electronic payments; services ancillary and related to all of the aforegoing, all in class 38