Insurance products and services; financial affairs; monetary affairs; banking services; payment facilitation services, facilitation and rendering of banking and financial transactions, including those rendered online via the Internet or computer network, or by telephone or cellular telephone; real estate affairs; services ancillary and related to all of the aforegoing, all in class 36

Telecommunications and communications services; providing user access to computer networks or the Internet for purposes of facilitating commercial, banking or financial transactions and electronic payments; providing telecommunications connections to the Internet or data bases for purposes of facilitating commercial, banking or financial transactions and electronic payments; services ancillary and related to all of the aforegoing, all in class 38

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; books, magazines, manuals, newspapers, newsletters, pamphlets; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters, office requisites (except furniture); instructional and teaching materials (except apparatus); wrapping and packaging materials; plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications; newsletters, reviews and publications; documentation relating to financial, banking, insurance and investment services or transactions; advertising materials; brochures, vouchers, cheques, cheque books; cheque book holders; paying-in books; bank cards, cash cards, cheque cards, debit cards, credit cards, charge cards, loyalty or gift cards all being other than encoded or magnetic cards

Education; providing of training; entertainment; sporting and cultural activities; television entertainment; organising and conducting of competitions; publication of printed matter, services ancillary and related to all of the aforegoing, all in class 41

Scientific and technological services and research and design relating thereto; industrial analysis and research services; IT services, design and development of computer hardware and software and computer systems; operation of websites and online transactional platforms; rental of computer hardware and software; leasing of access time to computer database; advisory, information, evaluations, consultancy services, services ancillary and related to all of the aforegoing, all in class 42

Alcoholic beverages (except beers); wine.

Administrative management of surety contracts and credit insurance policies; Administrative management of financial guarantees; Administrative management of claims; Administrative management of bad debt returns; Administrative management of debt recovery; Administrative management of all kinds of specialist services in the management of unpaid debt; Administrative management, for others, of all kinds of ratings or evaluations, and of all kinds of indexes relating to finance and economics; Administrative management of litigation files for clients in the field of credit insurance and sureties, in particular forms for initiating litigation proceedings; Administrative management of files, computerised databases and data banks in the credit insurance and sureties sectors; Telecommunications subscriptions enabling the underwriting of surety contracts, credit insurance policies, financial ratings and financial indexes; Subscription to a telecommunication service allowing insured parties to gain information on credit insurance; Telecommunications subscriptions enabling insured parties to gain information on their debtors, to manage their surety contracts and their credit insurance policies, to make and obtain financial guarantees, in particular online, to monitor the recovery of the sums owed to them, to follow up the progress of their litigation proceedings in the field of credit insurance and sureties; Business information and investigations; Business inquiries, information and consultancy for creditors, insured parties, and clients, in particular in the credit insurance, sureties and financial guarantees sectors; Economic, commercial and accounting inquiries and information for companies in the field of business, in particular in the credit insurance, sureties and financial guarantees sectors; Providing of economic, commercial and accounting information accessible in particular by data transmission, via computer networks, via the Internet, intranets and extranets; Collection and systematic ordering of data in a central file

Insurance; Surety services; Handling banking formalities; Insurance brokerage; Intermediary relating to banking operations; Banking, financial affairs, monetary affairs, real estate affairs; Factoring, ratings, evaluations, and indexes, relating to finance; Credit insurance, sureties, and factoring, in particular online, enabling clients to guarantee their client portfolios; Underwriting of surety contracts, factoring, ratings, financial indexes and credit insurance policies, in particular online, in particular including the option of obtaining insurance or issuing guarantees, financial indexes, and ratings, for domestic or export transactions; Consultancy, advice and information relating to credit insurance, sureties, factoring, financial ratings, and financial indexes, in particular online; Information, analysis, appraisals, assessments, evaluations, verifications, forecasting, consultancy, advice and auditing relating to insurance, in particular credit insurance, sureties, ratings and factoring; Financial management of surety contracts and credit insurance policies; Financial analysis; Financial information; Financial estimations (insurance, banking, real estate affairs); Financing services; Debt recovery services; Financial management; Guarantees and other investment funds; Credit adjudication; Loan advice; Credit bureaux; Granting and guaranteeing of instalment loans; Money transfers; Insurance information; Financial evaluation of companies and parts of companies; Financial appraisal of companies and parts of companies; Reputation of creditworthiness of companies; Guarantee of payment of debts to be collected; Issuing of guarantees and endorsements; Financial management of credit-insurance contracts and policies; Financial management of payment incidents; Financial management of outstanding debt returns; Financial management of guarantees and treasury advances; Financial management of guarantee delivery order commitments; Financial management of debt recovery; Financial management of litigation proceedings, commercial litigation for credit-insurance holders enabling them to maintain control of their business relationships with their clients; Services relating to financial guarantee applications, in particular online; Indemnification for credit-insurance holders in the event of non-payment of their debts by guaranteed or non-guaranteed clients

Design, development and updating of servers and websites enabling information to be obtained online in the field of credit insurance, surety contracts, factoring, ratings, financial indexes, credit insurance policies, financial guarantees, debt recovery and litigation proceedings relating to credit insurance, sureties, financial guarantees, ratings and factoring; Design, development and updating of servers and websites enabling surety contracts, financial guarantees, ratings, factoring and credit insurance policies to be underwritten online; Design, development and updating of servers and websites enabling the management of credit insurance contracts and policies, financial guarantees, sureties, ratings, financial indexes and factoring contracts, and the management of debt recovery, litigation proceedings relating to credit insurance, sureties, ratings, financial indexes and factoring; Computer programming; Creation and updating of Internet pages.

Legal and litigation services relating to sureties, financial guarantees, ratings, financial indexes, factoring and credit insurance; Legal advice, inquiries and information relating to sureties, financial guarantees, ratings, financial indexes, factoring and credit insurance