Business management; business administration; office functions; organisation, operation and supervision of loyalty and incentive schemes; accountancy; provision of business information.

Insurance; financial affairs; monetary affairs; real estate affairs; providing a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, stored value and other payment cards, specifically, cardholder spending, fraud, risk management, terminated merchants, reporting of charge backs, retrievals and exceptions; providing financial services information via a global computer network ; banking and credit services; services of credit, debit, purchasing, cash payment and prepayment cards; provision of financial account details, namely, cash balances, deposits and withdrawals to cardholders through automatic teller machines; financial settlement and authorisation services; foreign currency transfers; electronic payment services, namely, electronic processing and transmission of bill payment data; cardholder financial authorisation and debt settlement services; online banking services; investment services including the services of insurance and assurance agents, insurance and assurance brokers, insurers, financiers, investment consultants and agents; mortgage banking, providing loans, consultancy, insurance and financial services of all kinds.

Apparatus for recording, transmission or reproduction of data; computer software; data storage and processing software; computer software applications; downloadable computer software applications; data storage devices; data communication software; computer operating systems for data storage; computer software for the access, backup and migration of stored data; downloadable computer software applications; accounting apparatus; mobile data communications apparatus.

Accountancy and book-keeping support services; computerised accounting support services; computerised book-keeping support services; business assistance, management and administrative services; provision of information relating to accounts.

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signaling, checking (supervision), life-saving and teaching apparatus and instruments; electric and electronic apparatus and hardware , equipment for the storage and transmission of data and information for use in relation to banking, financial, insurance and general commercial transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; software, systems, devices and platforms used to enable and facilitate electronic banking, financial, insurance or other commercial transactions, including those via the Internet or a computer network, or by telephone or cellular telephone; including data processing equipment and software for use in relation to banking and financial services including data processing equipment and software; downloadable electronic publications; apparatus and equipment for the electronic transfer of and/or financial data; telecommunication equipment; automated teller machines; money dispensing machines, electronic fund transfer, payment or point of sale apparatus, machines and terminals; card and bar code scanners; magnetic and magnetically encoded cards; programmable cards; smart cards; cards bearing coded data in magnetic form; cards bearing data for use in computers; cards bearing coded data in punched-out form; cards bearing data for use in data processing apparatus; cards bearing data for use in data storage apparatus; cards bearing electronically recorded data; cards bearing integrated circuits; cards bearing magnetic or encoded data for input; cards bearing micro-chips and computer cards containing chips; credit, charge, debit and/or cash cards; prepayment cards [encoded]; loyalty or gift cards [encoded], readers, scanners, parts and fittings for the aforementioned goods.

Advertising; business management; business administration; office functions; facilitation of commercial and business transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; business strategy services; business appraisal and analysis services; database management services; provision of business and commercial advice and information provided by telephone or provided on-line from a computer database, computer network, global computer network or the Internet; business planning; business strategy services, business appraisals; business management assistance; business support; accounting; economic forecasting and analysis for business purposes; profit and cash flow forecasting, analysis and planning, all being economic forecasting services; personnel management and employment consultancy; database management services, data processing, data verification and file management; computerised business information storage and retrieval; credit card registration services; procurement of goods and services on behalf of businesses; purchasing of goods and services for other businesses; business administration services for the processing of sales and transactions made on a global computer network or the Internet; the bringing together, for the benefit of others, of a variety of goods including but not limited to, business equipment, enabling customers to conveniently view and purchase those goods from a computer network website or an Internet website; offering for sale and the sale of goods in the retail and wholesale trade; customer loyalty reward schemes, customer care services; advisory, consultancy, information and helpline services relating to all of the aforesaid services ancillary or related to the aforementioned all in class 35.

Telecommunications and communications services; providing user access to computer networks or the Internet for purposes of facilitating commercial, banking or financial transactions and electronic payments; providing telecommunications connections to the Internet or data bases for purposes of facilitating commercial, banking or financial transactions and electronic payments services ancillary and related to all of the aforegoing, all in class 38.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; IT services, design and development of computer hardware and software and computer systems; operation of websites and online transactional platforms; rental of computer hardware and software; leasing of access time to computer database; advisory, information, evaluations, consultancy services; services ancillary and related to all of the aforegoing, all in class 42.

Paper, cardboard and goods made from these materials, not included in other classes; printed matter; books, magazines, manuals, newspapers, newsletters, pamphlets; bookbinding material; photographs; stationery; adhesives for stationery or household purposes; artists' materials; paint brushes; typewriters, office requisites (except furniture); instructional and teaching materials (except apparatus); wrapping and packaging materials; plastic materials for packaging (not included in other classes); printers' type; printing blocks; printed publications; newsletters, reviews and publications; documentation relating to financial, banking, insurance and investment services or transactions; advertising materials; brochures, vouchers, cheques, cheque books; cheque book holders; paying-in books; bank cards, cash cards, cheque cards, debit cards, credit cards, charge cards, loyalty or gift cards all being other than encoded or magnetic cards.

Insurance products and services; financial affairs; monetary affairs; real estate affairs; banking services; payment facilitation services, facilitation and rendering of banking and financial transactions, including those rendered online via the Internet or computer network, or by telephone or cellular telephone; services ancillary and related to all of the aforegoing, all in class 36.