Financial services; insurance services; financial management, consultancy and advisory services; monetary affairs; services relating to the authorization, processing and management of payments, remittances, money transfers and financial transactions; automated payments; payments processing; electronic commerce payment services for the purchasing of goods and services on the internet; payment gateway services and facilities; debit card, credit card and virtual card services; electronic wallet services; electronic payment and fund transfer services; money transfer services by electronic means, via the internet or via the cloud; providing electronic processing of debit and credit card transactions and electronic payments via electronic devices, terminals, a global computer network or the cloud; electronic banking services; mobile banking; electronic processing of bill payment data; online bill payment services; cashless payment services; contactless payment services; providing facilities for secure commercial transactions and payment options using a mobile device at a point-of-sale; banking services; credit card services; debit card services; accounting services; payments administration; payments collection; issuing of credit and debit cards; issuing of gift cards and travel cards; issuing of pre-paid vouchers; services relating to the issuing and redeeming of vouchers, tokens and coupons of value in relation to customer loyalty schemes and programs; providing access to electronic pre-paid services, facilities and terminals; arranging and provision of credit facilities and the opening of accounts; account debiting services; issuing of statements of account; internet, telephone and mobile banking and account payment services; providing facilities for the uploading of pre-paid vouchers to the credit of banking and electronic wallet accounts; clearing services for payment transactions; information, advisory and consultancy services in connection with the aforegoing.

Telecommunications; data and electronic message transmission; electronic mail; internet, telephone and telecommunication service providers; electronic communications and the transmission of data, messages, images, multimedia content, information and electronic media via computers, mobile telephones, smartphones, point-of-sale apparatus and handheld electronic devices, computer networks, the internet and cloud based systems; providing access to electronic commerce platforms on the internet and other electronic media; providing electronic transmission of debit card, credit card and virtual card transaction data and electronic payment data via electronic devices, terminals, a global computer network or via the cloud; transmission, processing and management of electronic financial transactions via telecommunications devices; consultancy, information and advisory services in connection with the foregoing.

Computers; computer hardware and peripheral devices and accessories; electrical and electronic apparatus; smart cards; SIM cards; microchips; computer software; downloadable computer software applications; telecommunication software; telecommunication apparatus; terminals, devices, hardware, software and applications for ecommerce and for authorizing, facilitating and processing electronic payments, card payments, mobile payments, cardless payments, contactless payments, cloud based and other financial transactions; payments and card issuing software; security apparatus and software; banking software; data and business management software; financial management software; software enabling bookkeeping, e-commerce and electronic payments or funds transfer; computer software to allow others to perform electronic business and financial transactions via electronic devices, terminals, a global computer network or the cloud; billing software; accounting software; electronic readers; photographic apparatus; biometric readers and identification apparatus; electronic devices and software for identification, authentication, verification and detection; electronic scanners; biometric and fingerprint recognition scanners; electronic point-of-sale apparatus, terminals and operating software; data processing equipment; mechanisms for coin operated apparatus; cash registers; calculating devices; apparatus and media for recording, storing, receiving, broadcasting, transmission or reproduction of sound, images, multimedia or data including digital or analogue data; digital and magnetic data carriers, recording discs; instruments and software for displaying, receiving, storing and searching electronic information; downloadable electronic publications, including books, newspapers, magazines, journals, periodicals, reviews, leaflets, pamphlets, calendars, podcasts and webcasts; computer accessories; covers for computer hardware and accessories.

E-commerce; retail, wholesale and distribution services, import and export services; business administration and management; data collection, processing and storage; compilation of directories and databases, including online, web- and cloud based directories; database management; business services; business advisory, information, assistance and consultancy services; services rendered with a view to improving the management, administration, efficiency, automation and profitability of business enterprises; business project management; providing online facilities for the ordering and purchasing of goods; providing online or home shopping services and facilities by means of mobile telephones, smartphones and portable electronic devices or terminals; computerized point-of-sale data collection services for retailers and merchants; telephonic, computerized and electronic retailing and ordering services and facilities; accounting services; preparation of accounts and statements of account; billing services; providing information and advising consumers and merchants on the selection and use of electronic apparatus, electronic point-of-sale apparatus, handheld electronic devices, computer equipment, mobile telephones, telecommunication apparatus, modems and routers; marketing and selling telecommunication contracts and airtime, SIM cards, internet connection and SMS bundles; services relating to loyalty, incentive and bonus programs; administrating loyalty, incentive and bonus programs for rewarding customers or staff through the issuance, processing and administration of loyalty points, rebates, coupons and gift vouchers; advertising, marketing, publicity and promotional services; online, digital and mobile advertising; the provision of online advertising space and the production of advertisements; market and business research and information services, polling, analysis, tracking and reporting on advertising response, purchases and payments; information, consulting and advisory relating to the aforementioned.

Scientific and technological services and research and design relating thereto; computer and information technology services; industrial analysis and research services; design and development, installation, updating and maintenance of computer hardware and computer software programs and applications; computer programming; application service provider services including hosting, managing, developing, analysing and maintaining applications, software, computer systems and websites; licensing and rental of computer hardware and software; software as a service (SaaS); designing, creating, maintaining and hosting online retail and electronic commerce websites, data, platforms and software; programming of software for electronic commerce platforms; cloud computing; cloud hosting provider services; providing cloud computing services, solutions and environments; updating and maintaining cloud-based computer software; technical support services; consultancy services in the field of computer hardware, software, electronic payments and commerce and computer networking; interactive computer electronic bulletin board services for dispensing and receiving information; data and systems security services; consultancy services rendered in respect of computers, computer systems, internet and cloud security including payments security; information, advisory and consulting services relating to the aforementioned.

Advertising; business management; business administration; marketing; market research; brand consultancy, evaluation, positioning and strategy services; brand identity, creation, development and research services; corporate identity services; public relations services; services ancillary and related to all the aforementioned services.

Pharmaceuticals, medical and veterinary preparations; sanitary preparations for medical purposes; dietetic food and substances adapted for medical or veterinary use, food for babies; dietary supplements for humans beings and animals; plasters, materials for dressings; material for stopping teeth, dental wax; disinfectants; preparations for destroying vermin; fungicides, herbicides

Insurance; short-term insurance; financial affairs; monetary affairs; real estate affairs; issuing of tokens of value for incentive, reward or loyalty schemes; information and consultancy services for the aforegoing

Advertising; business research and surveys; conducting market and public opinion surveys; processing of business survey results; business management; business administration; organization, management and operation of incentive, reward or loyalty programs and other promotional schemes; promoting the sale of goods and services of others by awarding points or rewards for purchases, membership or participation; organizing awards for business; business management; business administration; office functions

Insurance services; financial and monetary affairs; banking services; real estate affairs