Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic payment system services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.

Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; the provision of information and advisory services relation to all the aforesaid.

Software as a service (SAAS) featuring computer software for point of sale transactions, for mobile ordering, for mobile payments, for making and managing reservations, for processing credit and loyalty card payments, for communications between management and staff, for integrating scale and scanner data, for managing loyalty programs, for hospitality and event management, and for managing, monitoring, and tracking inventory, purchase orders, labor, sales, and commissions, and for providing analysis, audits, and reports regarding the foregoing

Meat, fish, poultry and game; meat extracts; edible oils and fats; chicken and chicken products; chicken nuggets, bites and other chicken convenience foods included in this class.

Coffee; tea; cocoa; artificial coffee; rice; tapioca; sago; flour; preparations made from cereals; bread; pastry; confectionery; edible ices; sugar, honey, treacle; yeast; baking-powder; salt; mustard; vinegar; sauces (condiments); spices; ice.; prepared meals or dishes consisting of rice, with added meat, fish or vegetables; burgers contained in bread rolls; prepared meals, dishes or snack foods consisting primarily of cereals, grains, pasta, pastry, bread, confectionery, rice or noodles; extruded wheat snacks; flaky pastry containing ham; hot dogs [sausages in a bread roll]; maize based snack products; meat pies; pastries consisting of vegetables and poultry; pastries consisting of vegetables and fish; pastries consisting of vegetables and meat; pies; pizza; prepared foodstuffs in the form of sauces; prepared savory foodstuffs made from potato flour; puffed corn snacks; processed popcorn; quiche; sandwiches; sausage rolls; savory pastries; sesame snacks; spring rolls; sushi; bases for making milk shakes [flavourings]; blends of seasonings; chocolate based products; chocolate flavourings; condiments; cooking essences; dried herbs; dry seasonings; edible spices; extracts used as flavoring [not essential oils]; flavour enhancers for food [other than essential oils]; essences for foodstuffs, except etheric essences and essential oils; flavourings and seasonings; fruit sauces; marinades; processed herbs; relish [condiment]; sauces; savory food flavourings for animal foods [other than essential oils]; savory food flavourings for food [other than essential oils]; savory sauces, chutneys and pastes; seasonings; spices; vegetable thickeners; cooking sauces; dressings for salad; gravies; gravy mixes; preparations for making up into sauces; preparations for making gravy; salsas; savory sauces used as condiments; cereal bars and energy bars; bakery goods; candies [sweets]; chilled desserts; crackers; cr�me caramel; custard; dessert mousses [confectionery]; dessert puddings; foodstuffs containing chocolate [as the main constituent]; foodstuffs containing cocoa [as the main constituent]; imitation chocolate; sweets (candy), candy bars and chewing gum; pastries, cakes, tarts and biscuits (cookies); prepared desserts [chocolate based]; prepared desserts [confectionery]; savoury biscuits; snack foods consisting principally of confectionery; pastries; pasties; prepared desserts [pastries]; wafers; chocolate candies; chocolate bars; natural sweeteners; sweet glazes and fillings; flavouring syrups; glucose syrups for food; topping syrup; edible ices; frozen confectionery; frozen yoghurt [confectionery ices]; ice beverages with a chocolate base; ice beverages with a cocoa base; ice beverages with a coffee base; ice cream; ice cream mixes; ice cream substitute; non-dairy ice cream; artificial coffee; artificial tea; beverages containing chocolate; beverages with a chocolate base; beverages with a cocoa base; beverages with coffee base; beverages with tea base; carbohydrate-based nutritional drink mix for use as a meal replacement; chocolate; chocolate-based beverages with milk; cocoa beverages with milk; coffee beverages with milk; coffee flavourings; preparations for making beverages [cocoa based]; preparations for making beverages [tea based]; preparations for making beverages [coffee based]; preparations for making beverages [chocolate based]; tea extracts; cereals; doughs, batters, and mixes therefor; dried and fresh pastas, noodles and dumplings; food preparations based on grains; organic thickening agents for cooking foodstuffs; natural starches for food; modified starches for food [not medical]; pasta; pasta products; preparations for making bakery products; processed cereals for food for human consumption; processed grains for food for human consumption; thickening agents for cooking foodstuffs; yeast and leavening agents; prepared pasta; breakfast cereals, porridge and grits; pre-mixes ready for baking; bread mixes; pastry mixes.

Beers; non-alcoholic beverages; non-alcoholic wines; non-alcoholic cocktails; alcohol free cider; flavoured carbonated beverages; non-carbonated soft drinks; juices; non-dairy milk; waters; aerated waters; mineral waters; fruit beverages and fruit juices; syrups for making beverages; preparations for making beverages; beverages containing vitamins; energy drinks; frozen fruit-based beverages; frozen carbonated beverages; fruit-based soft drinks flavoured with tea; protein-enriched sports beverages; sherbets [beverages]; whey beverages; fruit-based beverages; non-alcoholic fruit extracts; smoothies; vegetable smoothies; concentrates for making fruit drinks; concentrates for use in the preparation of soft drinks; cordials; essences for making beverages.

Meat; fish; poultry; game; meat extracts; preserved fruits; preserved vegetables; dried fruits; dried vegetables; cooked fruits; cooked vegetables; jellies; jams; compotes; eggs; milk; milk products; edible oils and fats; prepared meals, dishes and snack foods consisting primarily of meat, meat substitutes, fish, poultry, game, seafood, shellfish, fruit, nuts, seeds, vegetables, mushrooms, dairy products, dairy substitutes, eggs, legumes or tofu; dried mushrooms; preserved mushrooms; prepared mushrooms; beverages consisting principally of milk; beverages having a milk base; beverages made with yoghurt; birds eggs and egg products; cheese; cheese products; cheese spreads; crisps; dairy desserts; dairy products and dairy substitutes; dairy puddings; dairy spreads; dairy-based beverages; dairy-based dips; dairy-based spreads; desserts made from milk products; dried fruit; dried milk powder; dried pulses; dried vegetables; edible oils and fats; edible seeds; fish and seafood spreads; flavoured milk; flavoured milk beverages; flavoured milk powder for making drinks; flavoured nuts; fruit salads; garden salads; meat paste; meat spreads; meat stocks; meat, prepared; meat, preserved; meat, processed; milk based beverages [milk predominating]; milk beverages, milk predominating; milk powder; milk-based beverages containing coffee; milk-based beverages containing fruit juice; milk-based beverages containing fruits; nuts being cooked; nuts being dried; nuts being preserved; nuts, prepared; potato salad; pre-cooked soup; preparations for making soup; prepared fruits; prepared legumes; prepared nuts; prepared pulses; prepared salads; prepared vegetable products; prepared vegetables; processed fruits; processed meat products; processed nuts; processed seafood products; processed vegetables; pulses, dried; pulses, prepared; pulses, preserved; pulses, processed; seafood products; seafood, not live; seafood, processed; seeds, prepared; shellfish, not live; snack mixes consisting of dehydrated fruit and processed nuts; soup mixes; soups; soya beans, preserved, for food; textured vegetable protein for use as a meat extender; tofu; vegetable extracts for culinary purposes; vegetable salads; vegetable-based meat substitutes; whey.

Insurance; financial affairs; monetary affairs; real estate affairs.

Hair care preparations; hair care products, including, shampoos, conditioners, gels, mousses, sprays, lotions, serums, dressings, emollients, nourishers, oils, relaxers and non-medicated repair treatments, skin and facial lotions and moisturizers, skin and facial cleansers, body scrubs, body oils, body wash and body soap, sunscreen preparations.