Computer hardware and software platform for facilitating and administering payment, banking, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; scientific apparatus and instruments; magnetic data carriers, recording discs; mechanisms for coin operated apparatus; cash registers; data processing equipment; computers, computer hardware, computer software and computer programs; telecommunication and electrical apparatus and instruments, namely, apparatus for the registration, transmission and reproduction of data including sound and images; accounting machines; apparatus for registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software, in particular for the development, maintenance and use of local and wide area computer networks; systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories; downloadable electronic publications; printing apparatus including printing apparatus for data processing systems and financial transaction systems; automatic tellers and cash machines for banking establishments; encoders and decoders; modems; computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and card containing an integrated circuit chip (''smart cards''); security encoded cards; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; hologram impregnated cards; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards including printed banking cards and banking cards using magnetic memories and integrated circuit memories; card readers; magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units, computer hardware, computer terminals, computer software for use in the financial services, banking and telecommunications industries; computer software designed to enable smart cards to interact with terminals and readers; computer chips embedded in telephones and other communication devices; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; cash dispensing machines; computer peripheral devices and electronic goods, namely calculating machines, pocket planners, personal digital assistants (PDAs) and alarms.

Financial services, namely banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs; financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; banking, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic payment system services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; provision of financial services by means of a global computer network or the Internet; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services.

Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.

Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising; business administration; office functions; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; data storage and retrieval services; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; data repository and client profile information services; the provision of information and advisory services relation to all the aforesaid.

Transport; packaging and storage of goods; travel arrangement.

Advertising; business management; business administration; office functions; offering for sale and the sale of goods in the retail and wholesale-trade

Clothing, work clothing, footwear, headgear, gloves (clothing)

Clothing for protection against accidents, chemicals, fire, electric risks, ionizing rays; safety footwear, gloves, aprons, gaiters, sleeves; gloves in coat of mail, crash helmets, safety earmuffs, anti-glare visors and spectacles, protective masks, gas masks and associated filters; protection devices for personal use against accidents, in particular nets of protection, safety restraints; cables of safety and belts fall prevention out of metal of plastic with or without shock absorbers of fall; height safety devices, in particular safety brakes acting on a rope to which the person to be protection is secures, like mobile tripods, safety restraints, bets fall prevention and of safety, harness fall prevention, safety hooks, cords of safety and cables of safety; devices fall prevention made up of guide-rails, slices running thereon and functioning as fastening point and safety belts to be fastened thereon, like mobile tripods, safety restraints, belts fall prevention and of safety, harness fall prevention, safety hooks, cords of safety and cables of safety; safety ropes and fall arrest belts of metal of plastics or natural material with or without fall dampers; brakes of safety operating the cords for safety devices in height, and parts thereof; safety devices and safety apparatus consisting of those devices, particularly for ladders, podiums and platforms, as well as parts thereof; fall prevention harness; safety restraints (carabiners), ropes, cables, carabiners, belts, evacuation and harness and life jackets, mobile tripods, fall arrest products, devices of descent of safety; rescue fall absorbers, silt harnesses, personal equipment for work positioning and prevention of falls from height, straps, full body harness, protective equipment against falls from height; goggles and safety goggles; safety vests, protective gloves, headgear and safety helmets, filters for use with respiratory apparatus, earmuffs, ear plugs; crash barriers (workplace safety) namely safety nets, safety tarpaulins, safety signaling panels, safety display panels, safety restraints, harnesses integrated in clothing of safety of professional use; suspension tongs; anchor clamps; securing clips for cables; lanyards for safety, elastic longes with integrated shock absorber, fall limiters; life line for hooking a safety harness to; safety ropes, safety ropes, rope grabs; damping elements for shoes as impact protection; safety harnesses; apparatus and installations for safety against falling, in particular life lines fall prevention fixed along the walls of the buildings and longes of connection fall prevention; lifebelts; fire escapes; footwear, helmets and clothing for protection against accidents, irradiation, fire, personal protection devices against accidents, including protective shoes for professional use; safety shoes and clothing for professional use; safety harnesses of leather or imitations of leather; industrial safety fall protection for labourers, namely safety nets, safety tarpaulins, safety display panels, safety signalling panels, safety harnesses/tethers/seatbelts incorporated in industrial safety clothing, jackets of shock-proof protection, safety ropes, safety lanyards, thin straps of chock-proof protection, fall limiters, antifall guards, rope truncators; cross-belts fall prevention of safety of professional use, lifelines, rope grabs; life-saving apparatus and instruments, with knowknowing material to save and help people being likely to fall, namely guided device fall prevention, including anchor cable rigid or flexible, straps to prevent people from falling, connectors as elements of individual equipment fall prevention, like shock absorbers, supporting belts, complete cross-belts as elements of material of rescue; safety belts, lifebelts, fire fighting belts, cut-off devices, abseiling equipment (no operated mechanically), lift operating apparatus for rescuing purposes; life-saving apparatus and instruments, namely balustrades fall prevention and platforms fall prevention, including cables of safety, safety ropes, fire escapes, platforms, platforms, mobile tripods, anchor clamps, lanyards for safety, slides of safety fixed on the buildings, installations or machines, antifall protection equipment; waistcoat of indication; inflatable life jacket; coaxial cables; tripods; sit harnesses; elbow guards (safety equipment), shoulder pads (safety equipment), leggings (safety equipment), knee guards (safety equipment), chill-molds (safety equipment), protects legs (safety equipment); protective belts; abseiling requisites (other than hand operated)

Gloves for household purposes; gardening gloves

Insurance; financial affairs; monetary affairs; real estate affairs.