Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software; computer hardware and software enabling and providing for meter management services, including meter reading, measuring, detecting and monitoring; providing information concerning computer software via the internet and other computer and electronic communication networks; providing technical troubleshooting support for computer software and for handheld mobile digital electronic devices and other consumer electronics; providing use of computer software and online facilities to enable users to access and download computer software, and personalise user functionalities; computer programming; design and production of various functions for mobile telephones; cloud computing services, including hosting services and software as a service; support and consultation services for developing computer systems and databases; graphic design for the compilation of web pages on the Internet; information relating to computer hardware or software provided on-line from a global computer network or the Internet; creating and maintaining web-sites; design and development of web-sites featuring multimedia materials; hosting the web-sites of others; information, advisory and consultancy services relating to all the aforesaid; computer programming; design and production of games for digital or analogue television decoders, for mobile telephones, for digital personal assistants (organisers) or for computers; operation of computer servers hosting client accounts and computer software enabling and providing for the one-way and/or two-way delivery of audio/visual Internet and extranet files originating from global computer and communication networks between the server and client software installed on wireless devices; operation of computer software and server engaged in the receipt, synchronisation, storage and management of audio/visual Internet and extranet files originating from global computer and communication networks for delivery to client accounts; consultancy in the field of computer software, hardware, other data processing equipment; computer software, design and development of computer systems, programs and networks, web pages; development of software for mobile devices, databases, computer database archiving, database maintenance; providing of software, data recovery from computer databases, updating of software; duplication of computer programs, custom programming; maintenance, repair and updating of computer software, video and computer game software and programs; certification services in relation to computer programs; provision of an internet platform for social networking services; advisory, consultancy and information, services relating to all the aforesaid.

Banking services including home, mobile, Internet and remote banking; financial sponsorship; insurance and finance services, including such services provided over the Internet or any other electronic network; electronic wallet services (payment services); payment services provided via wireless telecommunication apparatus and devices; electronic payment services including electronic fund transfer services and on-line transaction facilities; discount services including discount card services; issue, collection and redemption of tokens, vouchers, points and cash back; credit card services; charge card services; electronic currency transfer services; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; guarantee services relating to telecommunications and communications apparatus and instruments; provision of investment and fund management information; financial affairs; monetary affairs; real estate affairs; administration of funds and investments; stock, shares and bond information and brokerage services; financial and monetary services in relation to charitable services including charitable fundraising and support services; charitable collections; charitable donations; distribution and allocation of charitable funds; provision of information and advisory services relating to monetary affairs, including the provision of information from a computer database, the Internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance; financial information services provided by access to a computer database; insurance services for mobile telephones; telephone banking services.

Telecommunication, mobile and fixed telecommunication and telephone, satellite telecommunication, cellular telecommunication, radio and cellular telephone, radio facsimile, radio paging and radio communication services; hire, leasing and rental of telecommunications, radio, radio telephone and radio facsimile apparatus; communication of data by radio, telecommunications and by satellite; transmission and receiving by radio; transmission and reception of voice communication services; communication and telecommunication services via a global computer network or the Internet; telephone and mobile telephone message collection and transmission, delivery and reception of sound data and images; answer phone and electronic mail services for others; automatic telephone answering services; personal numbering services; loan of replacement telecommunications apparatus in the case of breakdown, loss or theft; provision of Internet services, in particular Internet access services; telecommunication of information (including web pages), computer programmes and any other data; electronic mail services; provision of customised display screens on telecommunications apparatus; provision of wireless application protocol services including those utilising a secure communications channel; telecommunication and communication services for the location and tracking of persons and objects; provision of telephone directory services; telecommunications routing and junction services; data interchange services; data streaming services; data transmission services; transfer of data, messages, comments, multimedia content, videos, photos, audio, animation, pictures, images, text, information, and other content by telecommunications; transmission of digital audio, video and multimedia content by telecommunications; electronic transmission of audio and video files via computer and other electronic communications networks; transmission of news and current affairs information; delivery of digital music by telecommunications; broadcasting services; wireless broadcasting; satellite transmission; data broadcasting services; broadcast or transmission of radio or television programmes; broadcast or transmission of messages, comments, multimedia content, videos, photos, audio, animation, pictures, images, text, information, and other content; broadcasting services relating to Internet protocol TV; provision of access to Internet protocol TV; providing on-line chat rooms, forums, journals, blogs and listservs for social networking, namely, the transmission of messages, comments, information, and multimedia content among users; telecommunication services, namely, enabling users to transmit messages, comments, multimedia content, videos, photos, audio, animation, pictures, images, text, information, and other content via a global computer network and other computer and communications networks; providing online community chat rooms, forums, journals, blogs and listservs for users to post, search, share, watch, comment on and critique, messages, comments, multimedia content, videos, short films, photos, audio content, animation, pictures, images, text, information, and other content; broadcasting services via a global computer network and other computer and communications networks, namely, uploading, downloading, posting, showing, displaying, tagging, sharing and electronically transmitting messages, comments, multimedia content, videos, short films, photos, audio content, animation, pictures, images, text, information, and other content; providing a video sharing portal; providing access to social networking websites; video text, telexes and viewdata services; messaging services, namely, sending, receiving, forwarding, uploading, downloading, posting, re-posting, displaying, tagging and sharing messages in the form of text, audio, graphic images, video, multimedia content, short films, photos, animation, information, and other content; unified messaging services; voicemail services; providing data network services; video conferencing services; video telephone services; providing telecommunications connections to the Internet or databases; computer aided transmission of messages, data and images; computer communication services; provision and operation of electronic conferencing; providing and leasing access time to computer databases, computer bulletin boards, computer networks, interactive computer communications networks, electronic publications in various fields, merchandising and service catalogues and information and computerised research and reference materials; provision of information relating to the aforementioned services; providing access to computer networks, financial networks, financial accounts, platforms, including mobile platforms, or the internet for purposes of facilitating commercial, banking or financial transactions and electronic payments.

Financial services; banking services; monetary affairs; investment services; insurance services; providing financial services via a trading platform; online banking services; online business banking services; automated banking services; computerised banking services; electronic banking services; internet banking services; information, advisory and consultancy services relating to the aforesaid services; services related to cryptocurrency, virtual and digital money; providing electronic transfer and trading services for a virtual currency; electronic financial trading, namely trading in the field of digitised assets such as bitcoins, cryptocurrency, digital tokens, virtual currency and digital currency; digitised assets (such as bitcoin, cryptocurrency, digital tokens, virtual currency and digital currency) retail and wholesale, including over a global computer network or the internet; financial services, namely, providing a decentralized and open source crypto-currency on a global computer network utilizing a blockchain. currency exchange service; currency trading; on-line real-time currency trading; financial exchange services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; providing peer-to-peer financial services, namely, trading, lending, financing and exchange of digital tokens; financial services, namely, virtual currency central repository services in the nature of providing electronic transfer of a virtual currency for use by members on an on-line community via a global computer network; banking services including home, mobile, Internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the Internet or any other electronic network, discount services including discount card services; issue and redemption of tokens, vouchers and points; credit card services; charge card services; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic payment services including electronic fund transfer services and on-line transaction facilities; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services including the provision of information from a computer database, the Internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance

Telecommunications, telephonic and communications apparatus and instruments; radio telephones, mobile and fixed telephones; mobile phones; portable telecommunications apparatus; smartphones; cases for telephones; headsets for telephones; handheld, mobile and tablet computers; wearable electronic telecommunication and computing devices; data communication apparatus and instruments; voice processing systems; computer networking and data communications equipment; mobile data apparatus; data processing systems; electronic databases; digital telephone platforms and software; computer hardware for telecommunications; telecommunication networks; modems; network routers; broadband installations; decoders; set-top box apparatus including apparatus having an interactive viewing guide and/or a recorder for recording television and audio programmes; electrical and electronic apparatus for use in the reception of satellite, terrestrial or cable broadcasts; apparatus and instruments for the processing, transmission, storage, logging, reception and retrieval of data being in the form of encoded data, text, audio, graphic images or video or a combination of these formats; wireless handheld units and devices; remote controls for electric and electronic devices; personal digital assistants; electronic sensors including pedometers altimeters and weighing scales; barcode and quick response code readers and scanners; audio and video recordings; media for storing information, data, images and sound; digital media content (downloadable), including films, television programmes, radio programmes, videos, images, music, text, data, images, graphics and ringtones, provided from a computer database, the Internet or other electronic network; satellite receiving and transmission apparatus and instruments; computer and video games, including downloadable games; electronic publications (downloadable) provided on-line from computer databases, the Internet or other electronic networks; machine readable media; downloadable digital audio, video and data provided from a computer database, or the Internet or other electronic network; battery chargers for use with telecommunications apparatus; batteries; battery back-up power supply; peripheral equipment for televisions and computers; computers including laptop and notebook computers; electronic personal organisers; electronic and satellite navigational and positional apparatus and instruments including global positioning systems; desk or car mounted units incorporating a loud speaker which permits hands-free use of a telephone handset; in-car telephone handset cradles; teaching apparatus and instruments; metering apparatus; smart meters; blank and pre-recorded magnetic cards; cards containing microprocessors; telephone cards; credit, debit and payment cards; telephone credit cards; encoded cards; computer software, including computer software supplied from a computer database, the Internet or other electronic network; data communications software; application software, including application software for mobile telephones; downloadable computer software applications; computer software for wireless data communication; computer software and application software for the synchronization, transmission and sharing of voice, data, calendar and content between one or more electronic devices, for purchasing applications handheld electronic devices and for secure, encrypted purchases; operating system software; computer software for the streaming transmission and encryption and storage, of audio, video, graphics, text and data on and over communication networks; computer software to enable peer-to-peer networking and file sharing; search engine software; computer software for conducting and co-ordinating communications among computer users sharing information and audio data via electronic communications networks; software for interactive televisions; image and video editing software including software applications for use on mobile devices; software for the identification of persons; software for access control, video control and detecting the presence of persons; software for computer security, including antivirus, firewalls, antispam, anti-spyware, web filtering; intrusion detection software; virtual private network software; computer software for receiving, processing, transmitting and displaying information relating to fitness, body fat, body mass index, sleep patterns, locations, attitude, weather and temperature; computer software for managing information regarding tracking, compliance and motivation with a health and fitness program; anti-theft devices not for vehicles; anti-collision sensors for vehicles; devices and apparatus for locating movable property; apparatus for sending and receiving information from movable property; devices and apparatus for remote control of electrical apparatus and household appliances; alarm devices and installations; satellite location and navigation systems; systems for the downloading and updating of computer software to and from electronic apparatus; electronic and biometric apparatus and installations for access control; apparatus for identifying persons; closed circuit television systems; cameras, television cameras and video recorders for closed-circuit television; optical and photographic apparatus; electronic speedometers; electronic odometers; electronic tachometers; speed checking apparatus for vehicles; kilometre recorders for vehicles; electric or electronic sensors for vehicles; electronic sensors; sirens; electric locks for vehicles; remote control apparatus; electronic keys for vehicles; electronic keyless vehicle access and starter systems; systems for the automatic opening and closing of vehicle doors, boot, bonnet and roof; communication apparatus integrated into motorcycle helmets; GPS apparatus; apparatus for vehicles for determining or signalling vehicle location, locations of site, travel routes, time, traffic conditions, presence of emergency vehicles and hazard conditions; systems for communication between vehicles and road infrastructures; road marking detection devices; vehicle teleguidance systems and instruments; blind spot and lane changing assistance monitoring systems; vehicle on-board computers; on-board electric, electronic or optical equipment for vehicles, including land vehicles; on-board diagnostic systems and remote-controlled diagnostic systems for vehicles; systems for the downloading and updating of computer software to and from vehicles; devices to detect and/or exchange data between a vehicle and a remote unit for security purposes; parking aids, obstacle detection devices; parking assistance, reversing and blind spot detection systems and alarms; pre-collision detection and collision avoidance systems; electronic immobilisers for vehicles; in vehicle touch screen computer systems; devices for remote location of vehicles; watchbands that communicate data to smartphones; downloadable software for promotional and demonstration purposes, for customised display screens on telecommunications apparatus.

Advertising, marketing and promotion services; retail services connected with telephones, mobile telephones, smartphones, mobile digital devices, telecommunication apparatus, computer software, computers and electronic communication networks and accessories for such goods, set-top boxes and modems, telecommunication apparatus, devices and accessories; the bringing together, for the benefit of others, of a variety of telecommunications and computer services, enabling customers to conveniently view and purchase those services; telephone answering and message handling services; provision of space on websites for advertising goods and services; the bringing together, for the benefit of others, of a variety of communications and telecommunications apparatus, instruments and software, enabling customers to conveniently view and purchase those goods, including such services provided on-line from a computer database, the Internet or other electronic network; the bringing together, for the benefit of others, of a variety of services in the field of entertainment, fashion, lifestyle, music, sports, news, current affairs, business, finance, trade, technology, science, nature, industry, transport, art, history, travel and culture, games and gaming, film and navigation enabling users to conveniently view and acquire those services; the bringing together, for the benefit of others, of a variety of downloadable digital media content, including software, software applications, films, television programmes, radio programmes, videos, music, text, data, images, graphics and ringtones, enabling customers to conveniently view and purchase those goods; the bringing together for the benefit of others of a variety of services providers, namely providers of digital media content including software, software applications, films, television programmes, radio programmes, videos, music, text, data, images, graphics and ringtones via the Internet or telecommunications network or via a streaming service, enabling customers to conveniently view and purchase those services; provision of information and advice to the prospective purchasers of commodities and goods; administration of loyalty programmes involving discounts or incentives; loyalty card services; organisation, operation and supervision of sales and promotional incentive schemes; provision of information and advice on the supply and promotion of products and selection and display of goods; compilation and systemisation of information into computer databases and online searchable databases; data storage and retrieval services; Internet services namely creating indexes of information, sites and other resources available on a global computer network for others; compilation of directories, including business and commercial directories, for publication on computer databases, the Internet or other electronic networks; searching, browsing and retrieving information, sites and other resources available on global computer networks for others; organizing content of information provided over a global computer network according to user preference; arranging and conducting of exhibitions for business purposes; database and data processing services; data management services; collection of data; business data analysis; business promotion, research, management, administration, assistance and information services; business strategy and planning services; economic forecasting, marketing, market research, market analysis and survey services; publication of publicity texts; compilation of statistical information; provision of trade information; dissemination of advertising for others via wireless network, telecommunication apparatus or devices or a global computer network; advertising services provided by television and radio and via electronic media; telephone answering and message handling services; provision of information and advice on the supply and promotion of products and selection and display of goods; customer club services, for commercial, promotional and/or advertising purposes; subscriptions (arranging -) to telecommunication services for others; subscriptions (arranging -) to a telematics, telephone or computer service [internet]; subscription to a television channel; auctioning via telecommunications networks; electronic commerce services, namely, providing information about products via telecommunication networks for advertising and sales products; publicity and sales promotion relating to goods and services, offered and ordered by telecommunications; business promotion services provided by telephone; organisation for a third party of telephone welcoming services and of telephone receptionist services; commercial information services provided by access to a computer database; provision of business directory services; arranging of subscriptions to online music streaming services.

Telecommunications; mobile and fixed telecommunication and telephone, satellite telecommunication, cellular telecommunication, radio and cellular telephone, radio facsimile, radio paging and radio communication services; voice transmission services; voice messaging and voicemail services; electronic mail services for data and voice; hire, leasing and rental of telecommunications, radio, radio telephone and radio facsimile apparatus; rental of telecommunication facilities; leasing of telephone circuits; communication of data by radio, telecommunications and by satellite; transmission and receiving by radio; communications services by satellite, television and/or radio; transmission and reception of voice communication services; voice over IP services; communication telecommunication services via a global computer network or the Internet; telephone and mobile telephone message collection and transmission; delivery and reception of sound data and images; answer phone services for others; automatic telephone answering services; personal numbering services; loan of replacement telecommunications apparatus in the case of breakdown, loss or theft; provision of Internet services, namely Internet access services; internet service provider (ISP) services; telecommunication of information (including web pages), computer programmes and any other data; electronic mail services; provision of broadband services; wireless communication services; wireless telephony; digital network telecommunications services; portal services; provision of telephone directory services; provision of location based telecommunications services for telecommunications apparatus; provision of wireless application protocol services including those utilising a secure communications channel; provision of information relating to or identifying telephone and telecommunications apparatus and instruments; telecommunications routing and junction services; data interchange services; transfer of data by telecommunications; data streaming; streaming of digital media content, including films, television programmes, radio programmes, videos, music, text, data, images, graphics and ringtones, via the Internet or a telecommunications network; delivery of digital media content, including films, television programmes, radio programmes, videos, music, text, data, images, graphics and ringtones, via the Internet or a telecommunications network; data transmission services; broadcasting services; data broadcasting services; broadcast or transmission of radio or television programmes; transmission of digital audio, video and multimedia content by telecommunications; electronic transmission of audio and video files via computer and other electronic communications networks; transmission of news and current affairs information; delivery of digital music by telecommunications; delivery of digital music by telecommunications; providing access to social networking websites; video text services, videotex services, telex services, video communication services, interactive video text services; messaging services, namely, sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; unified messaging services; voicemail services; providing data network services; video conferencing services; video telephone services; providing telecommunications connections to the Internet or databases; computer aided transmission of messages, data and images; computer communication services; provision and operation of electronic conferencing; providing and leasing access time to computer databases, computer bulletin boards, computer networks, interactive computer communications networks, electronic publications in various fields, merchandising and service catalogues and information and computerised research and reference materials; providing access to educational content, websites and portals; communication services for the remote control of electronic devices; communications networks for systems of smart metering; communication services for the delivery of emergency messages and calls; electronic transmission of data and documents via computer terminals and electronic devices; signal transmission for electronic commerce via telecommunications systems and data communication systems; providing access to electronic communications networks and electronic databases; provision of communication facilities for the interchange of digital data; communication of data by means of telecommunications; transmission of data, including by audio-visual apparatus; transmission of sound, picture, video and data signals; providing access to databases; data bank interconnection services; electronic data exchange services; email data services; data broadcasting and communications services; providing third party users with access to telecommunication infrastructure; provision of information relating to telecommunications, providing electronic telecommunications connections; telecommunication gateway services; interactive telecommunications services; telecommunication network services; telecommunications consultancy services; telecommunications services for aircraft passengers; provision of access to electronic payment services including electronic fund transfer services and on-line transaction facilities.

Education; providing of training; entertainment; sporting and cultural activities; education and training including such services provided on-line from a computer, the Internet or other electronic network; providing games; radio and television entertainment services including those provided on-line from a computer, the Internet or other electronic network; sporting and cultural activities; providing on-line electronic publications; publication of electronic books and journals on-line; arranging and conducting of conferences, seminars, symposia, tutorials and workshops; interactive and distance learning courses and sessions provided on-line via a telecommunications link or computer network or provided by others means; electronic library services for the supply of electronic information (including archive information) in the form of text, audio and/or video information; providing digital content including music, films and games from a computer database, the internet or other electronic network, all for entertainment or educational purposes; providing online searchable databases and directories for obtaining data in the fields of music, video, film, books, television, games and sports; production of media content; publication and dissemination of user-generated digital media content; publication of blogs and vlogs; entertainment services provided on-line from a computer database or the internet; educational information provided on-line form a computer database or the internet; entertainment services provided by telephone; competitions provided by telephone; providing sports information by telephone; library services provided by means of a computerised database; electronic games services provided by mean of the internet; providing digital music from the internet; publication of material which can be accessed from databases or from the internet; providing publications from the internet which may be browsed; electronic publishing; providing interactive multi-player games via communications networks including the internet; arranging and conducting of exhibitions for entertainment purposes; entertainment services, namely, the provision of streamed or downloadable music, films, TV programmes, audio books and games to online usage via global or local computer networks.

Providing software interfaces to provide personalised access to computer databases, the Internet or other electronic networks; providing software applications through computer databases, the Internet or other electronic networks; hosting services; hosting of digital content on the Internet including on-line blogs and journals; server hosting; hosting websites and computer databases; providing address book calendar and diary services; maintenance and updating of computer software and programmes; on-line computer services; cloud computing; computer rental; design, drawing and commissioned writing, all for the compilation of Web pages on the Internet; computer consultation services; computer programming and software design; installation, maintenance and updating of computer software; creating and maintaining websites; information technology support services; hosting the website of others; provision of information and advice of a technical nature for the prospective purchasers of commodities and goods; information relating to hardware or software, provided online from a global computer network or the internet; operation of search engines; design of communications systems; software as a service; application service provider, namely, hosting computer software applications of others; design of software including software applications for use on mobile devices; provision of information, advisory and consultancy services relating to computers and information technology; designing, managing and monitoring online forums for discussion; research and development services; research and development of new products; research in the field of technology; provision of information, advisory and consultancy services relating to the aforementioned services; monitoring of network systems in the field of telecommunications; encryption, decryption and authentication of information, messages and data; provision of security services for computer networks, computer access and computerized transactions, including through electronic means via wireless network and/or mobile telecommunication devices; data conversion of electronic information, including data and computer programs (except physical conversion); monitoring of network systems in the field of telecommunications; data conversion of electronic information, including data and computer programs (except physical conversion); data warehousing; data mining; database design; testing of electronic data processing systems; rental of software; hosting of podcasts; server hosting; time sharing services for data processing apparatus; computer programming for telecommunications; data security services [firewalls]; data encryption services; data migration services; data recovery services; data warehousing; off-site data backup; digital compression of data; providing temporary use of non-downloadable computer software for use in the creation and publication of on-line journals and blogs; telecommunications technology consultancy; design of telecommunications apparatus and equipment; development, maintenance and updating of a telecommunication network search engine; design of telephones, including mobile telephones; provision of weather information via the telephone; internet caf� services; internet web site design services; provision of internet search engines; rental of software for internet access; maintenance of software for internet access; providing temporary use of non-downloadable computer software over communication networks, intranets and the internet; updating of software databases; installation and actualization of programs for data processing; computer network services; monitoring of computer networks; data analysis and data mining services; creating, maintaining and updating databases of traffic and travel information; the downloading to and updating of computer software on electric and electronic apparatus, installations for access control, biometric apparatus and installations for access control, closed circuit television systems, cameras, television cameras and video recorders for closed-circuit television, optical and photographic apparatus; downloading and uploading of software for computer security, including antivirus, firewalls, antispam, anti-spyware, web filtering, intrusion detection software (IDS) and virtual private network (VPN) software; installation repair and maintenance of systems for the downloading and updating of computer software to and from vehicles, computer programs for the automotive field; telecommunication technology consultancy; provision of non-downloadable software for promotional and demonstration purposes, for customised display screens on telecommunications apparatus; providing digital content, namely other software applications from a computer database, the internet or other electronic network, all for entertainment or educational purposes.

Financial services; banking services; monetary affairs; investment services; insurance services; providing financial services via a trading platform; online banking services; online business banking services; automated banking services; computerised banking services; electronic banking services; internet banking services; information, advisory and consultancy services relating to the aforesaid services; services related to cryptocurrency, virtual and digital money; providing electronic transfer and trading services for a virtual currency; electronic financial trading, namely trading in the field of digitised assets such as bitcoins, cryptocurrency, digital tokens, virtual currency and digital currency; digitised assets (such as bitcoin, cryptocurrency, digital tokens, virtual currency and digital currency) retail and wholesale, including over a global computer network or the internet; financial services, namely, providing a decentralized and open source crypto-currency on a global computer network utilizing a blockchain. currency exchange service; currency trading; on-line real-time currency trading; financial exchange services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; providing peer-to-peer financial services, namely, trading, lending, financing and exchange of digital tokens; financial services, namely, virtual currency central repository services in the nature of providing electronic transfer of a virtual currency for use by members on an on-line community via a global computer network; banking services including home, mobile, Internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the Internet or any other electronic network, discount services including discount card services; issue and redemption of tokens, vouchers and points; credit card services; charge card services; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic payment services including electronic fund transfer services and on-line transaction facilities; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services including the provision of information from a computer database, the Internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance