Banking; banking services in relation to the electronic transfer of funds; banking and financial services in relation to payment services using an electronic exchange platform; electronic payment services; financial payment services; collection of fees, payments or tolls (for others); transfer of funds; computerised banking services; electronic banking; financial banking; internet banking; information services relating to banking; investment banking; personal banking services; personal financial banking services; financial services; financial information; pension and retirement and superannuation plans and funds; provision of mortgages; investment advice; investment management of funds; insurance services; monetary affairs; transactional and deposit banking home loans; superannuation services; funds management; financial planning services; general investment advice; investment management; mortgage and superannuation trusteeship; superannuation advice; provision of credit rating; payment administration services; and consultancy and ancillary services related to banking and financial services.

Telecommunication services; mobile, fixed, satellite, cellular, mobile and radio telecommunication services; telecommunications services, including, mobile telephone services, voicemail, facsimile transmission and data transmission; wireless communication services, including, wireless mobile telephone calling, electronic messaging and data transmission service plans; messaging services, including, sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; online messaging services; unified messaging services; computer aided transmission of messages and images; video conferencing services; video telephone services, teleconferencing services, voice over internet protocol (VOIP) services; paging services; telephone telecommunications services provided via prepaid telephone calling card; providing prepaid minutes for use on mobile phones; providing telephone communication and internet telephony services; telephone and mobile telephone message collection and transmission, radio-paging, call diversion, answerphone and electronic mail services for others; transmission, delivery and reception of sound, data and images; personal numbering services; hire, leasing and rental of telecommunications, telephonic and communications apparatus and instruments; loan of replacement telecommunications and communications apparatus and instruments; provision of internet access services; telecommunications services for location and tracking of persons and objects; tracking of mobile telephone via satellite signals; provision of information relating to or identifying telecommunications and communications apparatus and instruments; provision of wireless application protocol services, including those utilizing a secure communications channel; provision of information relating to or identifying telecommunications and communications apparatus and instruments; broadcast or transmission of radio or television programmes; providing telecommunications connections to computer databases, the internet or other electronic networks; provision of wireless electronic transmission of credit and debit card transaction data and wireless electronic savings and payment data via a global computer network; providing access to digital audio, video and data websites from a database, the internet, or other electronic network; streaming of audio and video material on the internet; telecommunication and communication database services, including enabling the consumer to download digital content from a network and server to an individual database; providing access to telecommunications infrastructures for other operators; providing and leasing access time to computer databases, computer bulletin boards, computer networks and interactive computer communications networks; advisory, information and consultancy services relating to all the aforementioned.

Scientific and technological services and research and design relating thereto; industrial analysis, industrial research and industrial design services; quality control and authentication services; design and development of computer hardware and software

Financial affairs; monetary affairs; banking services including home, internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the internet or any other electronic network, discount services including discount card services; issue and redemption of tokens, vouchers and points; issuance of tokens of value as a reward for customer loyalty; providing cash and other rebates as part of a customer loyalty program; credit card services; charge card services; pre-paid purchase card services, including processing electronic payments made through prepaid cards; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic and online financial services, including electronic fund transfer services and secure on-line monetary transaction facilities; providing an internet website portal in the field of financial transaction and payment processing; processing financial transactions via a global computer network; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services, including the provision of information from a computer database, the internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance; real estate affairs.

Advertising and promotion services; loyalty card services; organisation, operation and management of customer loyalty schemes; organisation, operation and supervision of sales and promotional incentive schemes; retail, wholesale, franchising and merchandising services; retail and wholesale services including telephonic, computerised and electronic retailing and ordering services; offering for sale and the sale of goods and services in the retail and wholesale trade; online retail store services for downloadable ringtones; the bringing together, for the benefit of others, of a variety of goods and services enabling customers to conveniently view and purchase those goods and services, including such services provided on-line from a computer database, the internet or other electronic, wireless or transmission means; arranging and conducting of exhibitions for business purposes; business management; business administration; business research; business strategy and planning services; business consultancy services; collection and dissemination of business, commercial, statistical and/or marketing information; distributorship services; database management services; news clipping services; economic forecasting, marketing, market research, market analysis and survey services; publication of information; provision of trade information; provision of directory services; information and advisory services in relation to the aforementioned services

Advertising including advertising in relation to educational and financial literacy activities and causes; online advertising on a computer network; promotional advertising services; radio advertising; television advertising; advertising and promotion services provided via video broadcasts and other experiential media; collecting business information; collecting information for business; collection of commercial information; compilation of business information; compilation of commercial information; organising of business competitions; promotion (advertising) of business; promotional marketing; business management services; inventory management services; business administration services; preparation of business reports; business consultancy; accounting services, database compilation services; preparation of statistical information for business; organisation and management of customer loyalty programmes; information and advisory services regarding the aforementioned services.

Financial affairs; monetary affairs; banking services including home, internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the internet or any other electronic network, discount services including discount card services; issue and redemption of tokens, vouchers and points; issuance of tokens of value as a reward for customer loyalty; providing cash and other rebates as part of a customer loyalty program; credit card services; charge card services; pre-paid purchase card services, including processing electronic payments made through prepaid cards; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic and online financial services, including electronic fund transfer services and secure on-line monetary transaction facilities; providing an internet website portal in the field of financial transaction and payment processing; processing financial transactions via a global computer network; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services, including the provision of information from a computer database, the internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance; real estate affairs.

Provision of a computer network for processing debit or credit transactions including over a telephone link or other telecommunication means; provision of access to databases, being databases of financial information or information regarding financial transactions; information and advisory services related to the aforementioned services.

Data processing equipment, including calculating machines and computers; computer software; electrical and electronic telecommunications and communications apparatus and instruments; data communication apparatus and instruments, including portable electronic devices to access the Internet wirelessly; apparatus for recording, transmission or reproduction of sound or images; downloadable ringtones and graphics for telephones and cellular telephones; apparatus and instruments for the processing, transmission, storage, logging, reception and retrieval of data being in the form of encoded data, text, graphic images or video or a combination of these formats; image processing apparatus, instruments and equipment; telecommunications products, including, computer control hardware for use in wireless communications systems; routers; modems; magnetically encoded cards; smart cards; holograms; media for storing information, data, images and sound; blank and pre-recorded magnetic cards; cards containing microprocessors; integrated circuit cards; electronic identification cards; telephone cards; telephone credit cards; credit cards; debit cards; magnetic, digital and optical data carriers, recording and storage media (blank and pre-recorded); recording discs; compact discs; DVDs and other digital recording media; machine readable media; digital video, and data (downloadable) provided from a computer database or the internet; satellite receiving and transmission apparatus and instruments; apparatus for downloading audio, video and data from the internet; television apparatus and instruments; radio and television broadcasting transmitters and receivers; apparatus for access to broadcast or transmitted programmes; programmed-data-carrying electronic circuits; electronic and satellite navigational and positional apparatus and instruments, including global positioning systems; telephones; mobile telephones; cordless telephones; telephone accessories, including, telephone cords and batteries; electronic products, including, digital photograph receivers; telecommunication couplers; telecommunication modular plugs; transceivers; wireless transceivers; teleconferencing telephones; telephone answering machines; internet telephones; wireless telephones; earphones and antennae for cordless and wireless telephones; communication apparatus and instruments for internet access and online streamlining; hands-free devices for car telephones and mobile telephones; in-car telephone handset cradles; mobile phone cases; parts and fittings included in class 09 for the aforementioned goods.