Insurance; financial affairs; monetary affairs; real estate affairs; advisory and consultancy services in relation to all of the aforegoing.

Insurance; financial services including life insurance, life insurance consultancy and information, life insurance brokerage, banking, fund investments, pension fund management, mutual fund management, capital investments, unit trusts, foreign exchange, issuance of cheques, credit and loans (financing), savings banks, securities brokerage, financial management, securities deposits, safe deposit services, financial evaluation, financial sponsorships, fiscal assessments; monetary affairs; real estate business; medical schemes, health management and loyalty programme

Advertising; business management; business administration; marketing, advertising and promotional services; financial marketing; financial statement preparation and analysis for businesses; business advice relating to financial re-organization; office functions; business advisory services; business investigations; commercial information agencies; presentation of goods on communication media for retail purposes; price comparison services; organization of exhibitions for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; providing business information; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; promoting concerts and cultural events of others, organization of expositions having commercial or advertising purposes; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing; providing information regarding purchase of goods and services on-line via the Internet and other computer networks; information, advisory and consultancy services related to all the aforesaid services.

Financial services, namely credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, check cashing, deposit access and automated teller machine services; transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, financial information with respect to data repository and client profile information services, and related switching, gateway and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services; payment processing, verification and authorization; value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, providing financial information, namely credit and debit card data and reports and electronic funds transfer, financial assessment and risk management services for others in the field of consumer credit; providing information to businesses in the field of reconciling financial transactions, with a view to detecting and preventing suspicious and fraudulent financial behavior and reducing monetary losses; providing information to businesses relating to financial risk management to assist with detection and prevention of fraudulent financial behavior; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services, namely, providing secure commercial transactions; financial services provided via computerized biometric authentication; dissemination of financial information via a global computer network or via telecommunication, mobile or wireless devices; financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; processing of financial transactions via a computer database or via telecommunications and at point of sale; processing of financial transactions online via a global computer network or via telecommunication, mobile or wireless devices; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; payer authentication services; verification of financial information; maintenance of financial records; remote payment services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property; financial services relating to the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, banking, credit card, debit card and payment cards; information, advisory and consultancy services relating to all the aforesaid services.

Business assistance, management and administrative services; Organisational consulting services; personnel assessment, management, consultancy and support services; business risk assessments; business management support services; services related to the aforementioned included in class 35.

Telecommunication services; telecommunications consultancy; telecommunications information; interactive telecommunications services; satellite telecommunications services.

IT services; IT service management [ITSM]; IT services for data protection; Information technology [IT] consulting services; IT consultancy, advisory and information services.

Insurance; Financial affairs; Monetary affairs; Real estate affairs; services related to the aforementioned included in class 36.

Education; providing of training; entertainment; sporting and cultural activities; services related to the aforementioned included in class 41.