Insurance; financial affairs; monetary affairs; real estate affairs; financial services; monetary services; financial processing services; monetary processing services; payment services; credit and loan services; transaction services; funds transfer services; accounts services; redeeming the vouchers of others for payment; providing vouchers for payment of transportation expenses; financial services and affairs, namely, accessing, viewing, and financial management of billing and expenses for transportation programs, travel programs, commuter programs, travel voucher programs, and delivery programs; financial reporting services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; bill payment services.

Advertising; business management and administration services; services relating to the sale of insurance related products, including medical, disability, retirement and life insurances.;

Software; material downloadable online or via the Internet, including such material relating to insurance products.;

Insurance services in the class; financial services; estate planning services; monetary affairs.;

Advertising; marketing; business management; business administration; business information, consultancy, appraisal and advisory services; business analysis and forecasting; office functions; services ancillary and related to all of the aforegoing, all in class 35

Insurance; financial affairs; monetary affairs; financial services of all kinds, banking services; credit and loan services; investment services; financial management services, financial analysis and forecasting, financial advisory and consultancy services; real estate affairs, real estate services, financing and management of real estate, and related services; advisory, information and consultancy services ancillary and related to all of the aforegoing, all in class 36

Providing of navigation and information services, namely information relating to traffic and traffic jams; provision of information relating to travel; providing of information to travellers regarding fares, timetables and public transport; travel agency services, namely booking the rental of cars, boats and other vehicles; all the aforesaid services also provided via a communications network or a cellular telephone or wireless navigation system

Computer hardware and software for use with satellite and/or GPS navigation systems for navigation purposes; computer software for use with route planners, electronic maps and digital dictionaries for navigation and translation purposes; software for travel information systems for providing or displaying travel advice and/or information on petrol stations, car parks, restaurants, car dealers and other travel and transport related information; software for information management for the transport and traffic sector; software for viewing electronic maps; downloadable electronic maps; software for operating route planners; route planners in the form of hand-held personal computers (hand-held computers); software for operating electronic digital dictionaries; electronic dictionaries; location, orientation and navigation, and global positioning systems (GPS) consisting of computers, computer software, transmitters, global positioning system receivers (GPS) and/or satellite receivers, network link (interface) systems, patch cables, and parts and accessories therefor; holders for hand-held computers; satellite and radio transmitter and receiver apparatus technology, namely processors, mobile telephones and receivers; telecommunications installations, networks and apparatus, namely mounting racks especially fitted for telecommunications hardware and telecommunication switches; computer terminals, all in particular for the use of navigation systems, route planners, and/or digital maps; empty magnetic data carriers and data recording discs; sound and image apparatus, namely sound and image receivers and processors; hand-held personal computers (hand-held computers); personal digital assistants (PDAs); flash-memory; hard-drives; SD-cards

Secure or non-secure telecommunications services, namely transmission and delivery of digital data, photographs, audio files, data, information and image signals by means of computers, cable radio and satellite transfer, all in particular for navigation systems, route planners and the use of electronic maps; Secure or non-secure telecommunications services, namely transmission and delivery of digital data, photographs, audio files, data, information and image signals from and to electronic storage sites, all in particular for navigation systems, route planners and the use of electronic maps; wireless transfer of data, in the form of teletext, the Internet, digital mobile telephony (GSM) and wireless application protocols (WAP); wireless transmission of digital data; electronic transmission of data and documents via computer terminals; rental of telecommunications equipment and apparatus; telecommunication services, namely, providing of temporary access to non-downloadable software providing map images and geographical and itinerary information obtained with the aid of a global positioning system (GPS) to enable others to determine locations or directions accurately; technical consultancy in connection with the above services claimed

Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signaling, checking (supervision), life-saving and teaching apparatus and instruments; electric and electronic apparatus and hardware , equipment for the storage and transmission of data and information for use in relation to banking, financial, insurance and general commercial transactions, including those conducted online via the Internet or a computer network, or by telephone or cellular telephone; software, systems, devices and platforms used to enable and facilitate electronic banking, financial, insurance or other commercial transactions, including those via the Internet or a computer network, or by telephone or cellular telephone; including data processing equipment and software for use in relation to banking and financial services including data processing equipment and software; downloadable electronic publications; apparatus and equipment for the electronic transfer of and/or financial data; telecommunication equipment; automated teller machines; money dispensing machines, electronic fund transfer, payment or point of sale apparatus, machines and terminals; card and bar code scanners; magnetic and magnetically encoded cards; programmable cards; smart cards; cards bearing coded data in magnetic form; cards bearing data for use in computers; cards bearing coded data in punched-out form; cards bearing data for use in data processing apparatus; cards bearing data for use in data storage apparatus; cards bearing electronically recorded data; cards bearing integrated circuits; cards bearing magnetic or encoded data for input; cards bearing micro-chips and computer cards containing chips; credit, charge, debit and/or cash cards; prepayment cards [encoded]; loyalty or gift cards [encoded], readers, scanners, parts and fittings for the aforementioned goods.