Insurance brokerage, consultancy, information and underwriting; accident insurance underwriting; health insurance underwriting; medical insurance services; pet insurance services; financial consultancy, evaluation, insurance, information, management, sponsorship and services; banking; issuance of credit cards, smart cards, magnetic encoded cards; credit card services; debit card services; loans; fund investments; monetary affairs and real estate affairs.

Insurance; financial affairs; monetary affairs; real estate affairs.

Provision of tests online through the Internet or a global communication network, namely, the administration, organization and supervision of standardized tests, educational tests, and technical educational tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; provision of on-demand testing online through the Internet or a global communication network, namely, administration and organization of standardized tests, practice tests, self-assessments, non-proctored tests, educational tests, and technical educational tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; educational testing in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; educational and standardized test monitoring in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; training, consultation and development services in offering, delivery and administration of tests all in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; Provision and monitoring of tests online through the Internet or a global communication network, namely, the administration, organization and supervision of tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; provision and monitoring of vocational education tests to determine employment skills and job competency online through the Internet or a global communication network; analyzing the competency of others through testing in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education.

Provision and monitoring of tests online through the Internet or a global communication network, namely, the administration, organization and supervision of tests in the field of higher education, healthcare certification, government services, trade association, licensing, information technology certification, professional licensing, employment skills and vocational education; Provision of tests online through the Internet or a global communication network, namely, the administration, organization and supervision of standardized tests, educational tests, and technical educational tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; provision of on-demand testing online through the Internet or a global communication network, namely, administration and organization of standardized tests, practice tests, self-assessments, non-proctored tests, educational tests, and technical educational tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; educational testing in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; standardized educational testing; educational and standardized test monitoring in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; provision and monitoring of educational tests and technical education tests online through the Internet or a global communication network; training, consultation and development services in offering, delivery and administration of tests all in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; Analyzing the competency of others through testing in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education.

Design and development of methods to assess, analyze, and report the competency of others in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; Providing temporary use of online non-downloadable system consisting primarily of software for the delivery of customizable assessments, skills tests and certification tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; providing temporary use of online non-downloadable computer software for the delivery and administration of employment skills tests, educational tests, vocational education tests, healthcare certification tests, government services tests, professional licensing tests, information technology tests and technical educational tests; providing temporary use of online non-downloadable computer software for the delivery and administration of standardized tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; providing temporary use of online non-downloadable software for the monitoring of online employment skills tests, educational tests, vocational education tests, healthcare certification tests, government services tests, professional licensing tests, information technology tests and technical educational tests; providing temporary use of online non-downloadable software for the monitoring of online customizable assessments and standardized tests in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; providing temporary use of online non-downloadable software for assessing, analyzing and reporting on scholastic attainment, skill development, and professional competency; software as a service (SAAS) services featuring software for securely assessing, analyzing and reporting on scholastic attainment, skill development, and professional competency; design and development of online non-downloadable software for assessing, analyzing and reporting on scholastic attainment, skill development, and professional competency for others.

Computer software for assessing, analyzing and reporting on scholastic attainment, skill development, and professional competency; computer hardware and downloadable software for the delivery and monitoring of online, customizable assessments, skills tests, educational testing, standardized testing, and certification in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, employment skills and vocational education; Downloadable materials, namely, books, brochures, information pamphlets, manuals, booklets, reports and articles on testing in the field of higher education, healthcare certification, government services, trade association licensing, information technology certification, professional licensing, and vocational education tests to determine job competency

Electronic newsletters and/or publications; downloadable electronic content; electronic apparatus; photographic, cinematographic, teaching apparatus and equipment; apparatus and equipment for recording, transmission or reproduction of sound or images; magnetic data carriers; recording discs; data processing equipment; computer hardware and software; where applicable, parts components and accessories for all the aforegoing.

Paper, cardboard and goods made from these materials; printed matter of all kinds and descriptions; photographs; published matter; magazines, newspapers and newsletters; vouchers; bookbinding material; stationery and adhesives for stationery; artists' materials; typewriters and office requisites; calendars; instructional and teaching material; plastic material for packaging; printers' type; printing blocks; where applicable, parts components and accessories for all the aforegoing.

Leather and imitations of leather, and goods made of these materials and not included in other classes; animal skins, hides; trunks and bags including travelling bags, rucksacks, bags for climbers, bags for campers, sports bags; school bags; umbrellas, parasols and walking sticks; whips, harness and saddlery; where applicable, parts components and accessories for all the aforegoing.

Business management and administration services; business advisory services; advertising; marketing; office functions; offering for sale and the sale of goods in the retail and wholesale trade; organisation, operation, supervision and management of loyalty programs and incentive schemes; advisory and consultancy services in respect of all the aforegoing.